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4521 Francis St, Kansas City, KS, 66103

5beds
4baths
3,050sqft
$899,500
$295price/sqft
$6,592/moest. monthly cost
$263,680/yrincome needed

About This Home

Experience exceptional craftsmanship and contemporary luxury in this stunning new construction home offering over 3,000 square feet of thoughtfully designed living space on a spacious lot. Featuring 5 bedrooms, 3 full baths, and a powder room, this open-concept floor plan is enhanced by premium finishes, upgraded millwork, and hardwood flooring throughout The chef's kitchen is designed to impress with a spectacular oversized quartz island, custom soft-close cabinetry, stainless steel appliances, gas range, built-in microwave, expansive walk-in pantry, and abundant prep and storage space. The kitchen flows seamlessly into the inviting great room, where a beautiful fireplace and walls of upgraded Andersen windows fill the home with natural light, creating the perfect setting for everyday living and entertaining. A private office with upgraded millwork and elegant doors opens to its own terrace, providing the ideal work-from-home retreat. While the finished main level features a convenient mudroom that walks into an expansive family room with a wet bar, an additional bedroom, and a full bath—perfect for guests, and entertaining. The main level also walks out to a private outdoor patio. The luxurious primary suite is a true retreat, featuring a spacious sitting area and spa-inspired bath complete with dual vanities, a dedicated makeup station, soaking tub, oversized walk-in shower, and an enormous custom walk-in closet. Secondary bedrooms are generously sized, and the beautifully appointed bathroom features double vanitie and designer tile flooring. The laundry room is conveniently located on the bedroom level for added ease. Additional highlights include upgraded lighting and plumbing fixtures, a two-car garage, durable 30-year roof, and quality construction throughout. Move right in and enjoy sophisticated, low-maintenance living in the heart of the city, where modern luxury meets timeless design.

Getting Around

58
WalkingSomewhat Walkable
25
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

6/10
2/10
Rosedale Middle SchoolGrades 6-81.3 mi
1/10
J C Harmon High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Range
  • Laundry features: Upper Level

Basement

  • Basement: Other,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,050

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,050
  • Total interior livable area: 3,050 sqft

Property

Details

  • Parcel number: 999999

Features

  • Patio & porch: Deck

Lot

  • Lot size: 9,800 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Inland Flooding
Lightning

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,548$54,576
Home Insurance *$760$9,120
Property Taxes $1,041$12,492
Electricity $243$2,922
Total$6,592$79,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$226,011/yr
40% on housing$197,760/yr
45% on housing$175,786/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 66103$144
Wyandotte County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 66103$191
Wyandotte County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$899,500

New Construction

AgentHeather Lyn Bortnick
BrokerageReeceNichols - Country Club Plaza

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