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4-29 Summit Ave, Fair Lawn, NJ, 07410

3beds
1baths
--sqft
$569,999
--price/sqft
$4,094/moest. monthly cost
$163,760/yrincome needed

About This Home

Welcome to this lovingly maintained 3-bedroom, 1-bath Cape Cod situated on a quiet residential street in highly desirable Fair Lawn. Filled with warmth and timeless character, this home offers spacious living areas, beautiful hardwood floors, and classic architectural details throughout. The main level features a bright and inviting living room centered around a beautiful fireplace, a formal dining room, a spacious eat-in kitchen with abundant cabinetry and workspace, and a sun-filled room overlooking the backyard, providing the perfect space to relax or entertain. Two generously sized bedrooms and a full bath complete the first floor. The second level is dedicated to a spacious private primary bedroom, creating a peaceful retreat with ample closet and storage space. The finished basement expands your living space with a large recreation room featuring a custom wet bar, making it ideal for entertaining, watching the big game, or creating a home office or hobby space. Separate utility, laundry, and storage areas add everyday functionality. Outside, enjoy a private backyard with plenty of room for outdoor entertaining, gardening, or simply relaxing. Conveniently located near Fair Lawn's highly regarded schools, parks, shopping, restaurants, major highways, and NJ Transit with direct access to New York City, this is a wonderful opportunity to own a home that has been lovingly cared for and is ready for its next chapter.

Getting Around

64
WalkingSomewhat Walkable
45
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

8/10
8/10
8/10
Fair Lawn High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1942

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1117044030000000260000
  • Exclusions: Personal items

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 60 x 100

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$122$1,464
Property Taxes $897$10,764
Electricity $193$2,318
Total$4,094$49,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,365/yr
40% on housing$122,820/yr
45% on housing$109,173/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07410$450
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07410$461
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$569,999
2026-07-29Listed for sale$569,999

For Sale by Agent

AgentJustin B Torres
BrokerageProminent Properties Sir

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