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32 Whites Ave #E212, Watertown, MA, 02472

2beds
2baths
1,050sqft
$499,000
$475price/sqft
$3,413/moest. monthly cost
$136,520/yrincome needed

About This Home

Welcome to 32 Whites Ave, Unit E221—a spacious and well-appointed two-bedroom, two full bath condo offering comfort, convenience, and an ideal Watertown location. The updated kitchen features granite countertops, ample cabinetry, and generous storage including an oversized pantry, while the bright living area opens to a private balcony perfect for relaxing outdoors. Additional highlights include wall-unit air conditioning, excellent closet space, elevator access, basement laundry, and dedicated parking for one car. Conveniently located near Arsenal Yards, Cambridge, public transportation, shopping, dining, and major commuting routes, this inviting unit offers an exceptional opportunity for both owner-occupants and investors alike. CONDO FEE INCLUDES HEAT AND HOT WATER! Welcome home!

Getting Around

92
WalkingWalker's Paradise
0
TransitVery Limited Transit
82
BikeVery Bikeable

Schools

8/10
7/10
Watertown Middle SchoolGrades 6-80.2 mi
6/10
Watertown High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1966

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,050
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Property

Details

  • Parcel number: 4594532
  • Attached to another structure: Yes
  • Zoning: R2.1

Features

  • Entry location: Unit Placement(Upper)
  • Exterior features: Balcony

Parking

  • Total spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$117$1,404
Property Taxes $419$5,028
Electricity $354$4,259
Total$3,413$40,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,017/yr
40% on housing$102,390/yr
45% on housing$91,013/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$475This listing

vs Other Active Listings

Avg $/sqft

ZIP 02472$444
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02472$480
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$499,000

For Sale by Agent

AgentRobert Leahey
BrokerageColdwell Banker Realty - Waltham

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