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120 E Choctaw Ave, Holdenville, OK, 74848

1beds
1baths
432sqft
$49,000
$113price/sqft
$495/moest. monthly cost
$19,800/yrincome needed

About This Home

MOVE-IN READY EFFIECIENCY HOME! This charming 1-bedroom, 1-bath efficiency home has been updated and is ready for its new owner. Recent improvements include new flooring, fresh interior paint, and an energy-efficient mini-split heating and cooling system. The kitchen comes equipped with appliances, making moving in easy. The home's durable metal roof and low-maintenance vinyl siding provide lasting value, while its convenient location offers easy access to downtown shopping, restaurants, and local amenities. Whether you're looking for a starter home, investment property, or downsizing opportunity, this affordable, move-in-ready home is one you won't want to miss!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
6/10
Thomas IESGrades 4-80.9 mi
4/10
Holdenville High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Oven,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Laminate Counters,Cable TV,Electric Range Connection
  • Window features: Vinyl
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Ductless,Zoned

Interior Area

  • Total structure area: 432
  • Total interior livable area: 432 sqft

Property

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: None
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 435.60 sqft
  • Features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Hail
Ice Storm
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Hughes County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $247$2,964
Home Insurance $82$984
Property Taxes $22$264
Electricity $144$1,732
Total$495$5,940

Income You'd Need if You Spent...

35% on housing$16,971/yr
40% on housing$14,850/yr
45% on housing$13,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 74848$134
Hughes County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 74848
Hughes County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$49,000

For Sale by Agent

AgentTonja Weaver
BrokerageSweeney & Assoc of Holdenville

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