See other homes in:
Primary listing photo
Listing photo 2

102 Grand Central Avenue #5, Lavallette, NJ, 08735

2beds
2baths
960sqft
$850,000
$885price/sqft
$5,750/moest. monthly cost
$230,000/yrincome needed

About This Home

Location, Location, Location-Across from Ocean Block. One of Lavalette's prime location. Great Year-Round or a Summer Retreat

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

7/10

Construction

Condition

  • Year built: 1976

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Balcony
  • Flooring: Linoleum,Ceramic Tile
  • Attic: Attic

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Other

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 160002801000020000C0005
  • Attached to another structure: Yes
  • Zoning description: Residential
  • Exclusions: Personal Property

Features

  • Stories: 2
  • Exterior features: Balcony
  • Topography of land: Level

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 100 x 100

Parking

  • Parking features: Gravel,Assigned,Driveway,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Inland Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$254$3,048
Property Taxes $1,005$12,060
Electricity $193$2,318
Total$5,750$69,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,142/yr
40% on housing$172,500/yr
45% on housing$153,333/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$885This listing

vs Other Active Listings

Avg $/sqft

ZIP 08735$907
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08735$1,124
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$850,000

For Sale by Agent

AgentDiane Hernandez
BrokerageCrossroads Realty, Inc.

Similar Homes