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109 Ridgewood Forest Rd, Saint Albans, WV, 25177

5beds
3baths
2,674sqft
$293,000
$110price/sqft
$2,137/moest. monthly cost
$85,480/yrincome needed

About This Home

Everything a Buyer is looking for but Never can find is Right Here! OPEN CONCEPT LIVING IS AMAZING. Recently Remodeled Kitchen with Beautiful Kitchen Cabinets with tons of storage, So Much Counter Space, this Kitchen is a Chef's Dream Kitchen, from the kitchen you look out into the Living Rm, Dinning Rm, Breakfast Nook and the Fireplace. This home has 5 Large Bedrooms and 3 FULL Baths, Very Large Family Room on the Lower Level, Home is Nestled into the Woods with Huge Deck Space for Entertaining, Private Neighborhood Just Minutes from Saint Albans Central. Fresh Paint and Lighting. Huge Home for a Growing Family. Roof is Only 7 Days Old

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Central Elementary SchoolGrades PK-51.2 mi
6/10
Hayes Middle SchoolGrades 6-81.2 mi
7/10
Saint Albans High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Drywall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid Entry,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Lower
  • Dimensions: 10.5x9

Bedroom2

  • Level: Main
  • Dimensions: 15x11.5

Bedroom3

  • Level: Main
  • Dimensions: 12x11

Bedroom4

  • Level: Lower
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Dimensions: 14x10

Family Room

  • Level: Lower
  • Dimensions: 25x13.5

Features

  • Breakfast Area,Separate/Formal Dining Room
  • Window features: Insulated Windows
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,674 sqft

Kitchen

  • Level: Main
  • Dimensions: 27x10

Living Room

  • Level: Main
  • Dimensions: 15x14

Primary Bedroom

  • Level: Main
  • Dimensions: 17x13.5

Utility Room

  • Level: Lower
  • Dimensions: 14x6

Property

Details

  • Parcel number: 170031000200110000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size dimensions: 120 x 137 x 147 x 146

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,481$17,772
Home Insurance *$226$2,712
Property Taxes $153$1,836
Electricity $277$3,324
Total$2,137$25,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,268/yr
40% on housing$64,110/yr
45% on housing$56,986/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 25177$81
Kanawha County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 25177$99
Kanawha County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$293,000

For Sale by Agent

AgentGavin Mills
BrokerageCentury 21 Excellence Realty

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