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5393/5397 S Stach Rd, Coeur D Alene, ID, 83814

5beds
5baths
3,231sqft
$2,875,000
$890price/sqft
$16,314/moest. monthly cost
$652,560/yrincome needed

About This Home

Gently Rolling 24 Acres of Pasture & Timber in Arguably the Best Location in Cougar Gulch...This Estate Sale is being offered for the first time in 60 Years. Fully remodeled (2026) ''Farm Cottage'' Home with Solid Wood Beams and Log Home Accents...Main Floor Living with 3 Bedrooms, 2.5 Baths, Chef's Kitchen, and Cozy Living Room with wood burning Kuma Stove...Caretaker/Guest Apartment with Kitchen & Laundry...Additional One Bedroom Apartment in the Shop/Garage. Over 1,200 Feet of Year Around Stream running through the entire property...1/4 Acre Deep Water Trout Pond next to the Home. Ideal Acreage for Livestock with multiple cross-fenced pastures, large barn, and corral. An additional 11 acres is available for a Total of 35 Acres. The Property can be Subdivided into 5 Acres Parcels if desired. Only 10 minutes to Coeur d'Alene with A¼ Mile of Paved Road Access from Stach Road...also access from Mahogony Road. Hot Water Heating System (New Boiler 2025).

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Winton Elementary SchoolGrades PK-54.4 mi
--
Lakes Middle SchoolGrades 6-85.4 mi
6/10
Lake City High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Log,Frame

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Softener,Wall Oven,Trash Compactor,Refrigerator,Dishwasher,Cooktop
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Main level bathrooms: 3
  • Main level bedrooms: 1

Features

  • Flooring: Wood,Carpet,LVP
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Wood Stove,Oil,Baseboard,See Remarks

Interior Area

  • Total structure area: 3,231
  • Total interior livable area: 3,231 sqft

Property

Details

  • Parcel number: 50N04W294000
  • Zoning: RURAL
  • Horse amenities: Horse Facility

Features

  • Patio & porch: Deck
  • Exterior features: Garden,Lighting,Rain Gutters,Lawn
  • Has view: Yes
  • View description: Mountain(s),Territorial
  • Residential vegetation: Fruit Trees

Lot

  • Lot size: 24 Acres
  • Features: Sloped,Level,Southern Exposure,Wooded

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Winter Weather
Heat Wave
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,537$174,444
Home Insurance $598$7,176
Property Taxes $982$11,784
Electricity $197$2,370
Total$16,314$195,768

Income You'd Need if You Spent...

35% on housing$559,337/yr
40% on housing$489,420/yr
45% on housing$435,040/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$890This listing

vs Other Active Listings

Avg $/sqft

ZIP 83814$511
Kootenai County$390

vs Homes Sold Last Month

Median $/sqft

ZIP 83814$352
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$2,875,000

For Sale by Agent

AgentBob Schmand
BrokerageColdwell Banker Schneidmiller Realty

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