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2060 Holly St #2060, Westville, FL, 32464

2beds
2baths
954sqft
$175,000
$183price/sqft
$1,432/moest. monthly cost
$57,280/yrincome needed

About This Home

Opportunity is knocking! This unique .17-acre property is packed with potential and offers an exciting head start for an investor, renovator, or entrepreneur with a vision. The property features three separate dwellings: a fenced 2-bedroom, 1-bath residence; a fenced 3-bedroom, 1-bath residence; and an unfinished studio ready to be completed to suit your plans. Survey available! Wrap up the remaining renovations and unlock the possibility of three rental units--all conveniently located on one parcel just 10 minutes from Ponce De Leon Springs state park! A newly constructed 32' x 22' metal building adds even more value, providing an excellent space for a workshop, equipment storage, or hobbies. With multiple structures already in place, this property presents a rare opportunity to create several income-producing spaces without starting from the ground up. Whether you envision a small rental portfolio, furnished rentals, housing for extended family, or a live-and-work setup, the possibilities are compelling. Bring your tools, creativity, and investment strategy to finish the transformation and maximize this property's full potential. Properties with this much versatility are hard to find--schedule your showing and imagine what you could create! Buyer to verify zoning, permitted uses, dwelling status, measurements, and rental potential.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
5/10
Ponce De Leon High SchoolGrades 6-126.6 mi
3/10
Holmes County High SchoolGrades 9-129.6 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1984

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Bathroom

  • Level: First
  • Area: 48
  • Dimensions: 8 x 6

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Window Unit(s)

Features

  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total structure area: 954
  • Total interior livable area: 954 sqft

Living Room

  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Master Bedroom

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Workshop

  • Level: First
  • Area: 704
  • Dimensions: 32 x 22

Property

Details

  • Parcel number: 1405.04001065006.000
  • Zoning description: Resid Single Family

Features

  • Stories: 1

Lot

  • Lot size: 7,405 sqft
  • Features: Level,Survey Available
  • Lot size dimensions: 50 x 150

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado

FEMA Declared Disasters in Holmes County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$287$3,444
Property Taxes $64$768
Electricity $197$2,366
Total$1,432$17,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,097/yr
40% on housing$42,960/yr
45% on housing$38,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.4%
10.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 32464$444
Holmes County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 32464
Holmes County$73

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$167,000
2026-07-29Listed for sale$175,000

For Sale by Agent

AgentAthena K Carroll
BrokerageRealty Pointe of Florida LLC

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