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18-1284 Waipua Rd, Mountain View, HI, 96771

2beds
1baths
700sqft
$365,000
$521price/sqft
$2,500/moest. monthly cost
$100,000/yrincome needed

About This Home

Welcome to this brand-new 2-bedroom, 1-bath home in the heart of Mountain View, complete with the convenience of COUNTY WATER and a fully fenced yard. Thoughtfully designed with modern finishes and everyday convenience, this home offers comfortable Upcountry living in an ideal location. Conveniently located across from the well-known Mountain View Bakery and beside Mountain View Park and AJ Watt Gym, with the local school, store, gas station, post office, and other everyday amenities all within easy walking distance. Inside, the bright open-concept layout features luxury vinyl plank flooring, quartz countertops, and floor-to-ceiling cabinetry for ample storage. The bathroom offers a large tiled walk-in shower, adding a clean and modern touch. The fully fenced yard provides privacy and space for pets, gardening, or outdoor enjoyment. Connected to COUNTY WATER, this move-in-ready home combines quality craftsmanship, modern comfort, and an excellent Mountain View location. A wonderful opportunity for first-time buyers, down-sizers, or investors looking for a turnkey property.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
5/10
Keaau Middle SchoolGrades 6-86.6 mi
3/10
Keaau High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave Hood,Range,Refrigerator
  • Laundry features: Hook-ups Available

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl

Interior Area

  • Total structure area: 700
  • Total interior livable area: 700 sqft

Property

Details

  • Parcel number: 3180680260000
  • Attached to another structure: Yes
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Wire
  • Topography of land: Fairly Level

Lot

  • Lot size: 7,500 sqft

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$175$2,100
Property Taxes $106$1,272
Electricity $374$4,497
Total$2,500$30,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,714/yr
40% on housing$75,000/yr
45% on housing$66,666/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$521This listing

vs Other Active Listings

Avg $/sqft

ZIP 96771$283
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96771$355
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$359,000
2026-07-29Listed for sale$365,000

For Sale by Agent

AgentHanalei De Rego
BrokerageColdwell Banker Island Properties - Kamuela

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