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18 2nd Ave, Westfield, MA, 01085

2beds
1baths
1,064sqft
$139,900
$131price/sqft
$1,278/moest. monthly cost
$51,120/yrincome needed

About This Home

Welcome to Hampden Village, a highly desirable 55+ community offering a carefree lifestyle with exceptional amenities, including an in-ground swimming pool, clubhouse, shuffleboard courts, walking path, water, trash removal, and a variety of planned resident activities.This meticulously maintained Holiday Cottage model offers 2 bedrooms & features a spacious double bump-out living room with vaulted ceilings & skylights, creating a bright and inviting atmosphere. The well-appointed kitchen includes a breakfast bar and opens to comfortable living spaces accented by neutral décor throughout. Additional highlights include an enclosed porch, storage shed, Harvey double-pane replacement windows (2021), upgraded 100-amp electrical service (2020), and insulated skirting for added efficiency.The property is being sold fully furnished with a couple exclusions, making it truly move-in ready. All appliances will remain. Park approval required. Deferred showings until OH 8/2

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
4/10
Westfield Middle SchoolGrades 7-83.7 mi
6/10
Westfield High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Other
  • Roof: Asphalt/Composition Shingles
  • Construction materials: See Remarks

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Range Hood
  • Laundry features: Flooring - Laminate,First Floor

Bathroom1

  • Features: Flooring - Laminate
  • Level: First

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate
  • Finished area above ground: 1,064

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Kitchen

  • Features: Flooring - Laminate
  • Level: First

Living Room

  • Features: Flooring - Wall to Wall Carpet
  • Level: First

Master Bedroom

  • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Level: First

Property

Details

  • Zoning: MH

Features

  • Patio & porch: Enclosed
  • Exterior features: Porch - Enclosed,Storage

Lot

  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Paved Drive,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$53$636
Property Taxes $164$1,968
Electricity $354$4,259
Total$1,278$15,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,817/yr
40% on housing$38,340/yr
45% on housing$34,080/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 01085$195
Hampden County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 01085$216
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Contingent$139,900
2026-07-29Listed for sale$139,900

For Sale by Agent

AgentJen Wilson Home Team
BrokerageBerkshire Hathaway HomeServices Realty Professionals

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