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3 Surrey Court #A, Monroe Township, NJ, 08831

2beds
2baths
1,404sqft
$539,900
$385price/sqft
$4,000/moest. monthly cost
$160,000/yrincome needed

About This Home

This professionally renovated home has been thoughtfully redesigned with today's style, comfort, and functionality in mind. Perfectly situated on a quiet cul-de-sac in the highly desirable 55+ community of Concordia, this turnkey, move-in-ready home offers exceptional craftsmanship and designer finishes throughout. From the moment you step inside, you'll appreciate the bright, open layout featuring luxury vinyl plank flooring, elegant crown molding, recessed lighting, and impeccable attention to detail. The stunning kitchen is the heart of the home, showcasing custom soft-close cabinetry, quartz countertops, a spacious 6-foot center island, and stainless-steel appliancescreating the perfect space for everyday living and entertaining. The primary suite features a beautifully renovated, spa-inspired bath with a frameless glass shower. A distinctive glass enclosed sunroom provides additional year-round living space, while the versatile bonus room is perfect for a home office, den, or guest space. Even the garage has been upgraded with an attractive epoxy floor, reflecting the attention to detail found throughout the home. Residents enjoy an outstanding lifestyle with a clubhouse, golf course, indoor/outdoor pools, tennis and pickleball courts, fitness center, and 24-hour gated security. Simply unpack and start enjoying the luxury, convenience, and vibrant lifestyle this exceptional home has to offer.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
8/10
6/10
Monroe Twp High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1983

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Adult Community

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dec Molding,Recessed Lighting
  • Attic: Pull Down Stairs,Walk-up

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 1,404 sqft

Property

Details

  • Parcel number: 1200027300030379
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$182$2,184
Property Taxes $895$10,740
Electricity $193$2,318
Total$4,000$48,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,142/yr
40% on housing$120,000/yr
45% on housing$106,666/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 08831$271
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08831$288
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$539,900

For Sale by Agent

AgentTodd Goldfarb
BrokerageHomesmart Nexus Realty Group

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