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646 S Sky Ranch Rd, Sierra Vista, AZ, 85635

2beds
2baths
1,226sqft
$218,000
$178price/sqft
$1,517/moest. monthly cost
$60,680/yrincome needed

About This Home

Brand-new and ready for its 1st owner! Experience living in this beautifully designed Monterey floor plan at Vista View Resort, Sierra Vista's premier 55+ adult community. This 2-bedroom, 2-bath home offers 1,226sf, a 2-car garage, and two covered patios, one wrapping from the front entry to the dining room sliding doors and another off the primary bedroom. Enjoy tile flooring throughout, quartz countertops, recessed lighting, ceiling fans, 42-inch hallways, 36-inch doors, and plumed for a laundry tub and water softener. Vista View offers many amenities including a heated pool and spa, fitness center, pickleball, painting classes, movie nights, bingo, clubs, dog parks, and EV charging stations. The monthly Resort Fee includes property taxes, trash service, and community amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Buena High SchoolGrades 7-121.8 mi
3/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Built-Up - Reflect
  • Construction materials: Frame - Stucco,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Santa Fe
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Gas Range,Microwave
  • Laundry features: Laundry Room,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Ceramic Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,226
  • Total interior livable area: 1,226 sqft

Property

Accessibility

  • Accessibility features: Wide Doorways,Wide Hallways

Details

  • Parcel number: 10748300
  • Zoning: Sierra Vista - SFR36
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Residential

Lot

  • Lot size: 4,356 sqft
  • Features: Decorative Gravel,East/West Exposure
  • Lot size dimensions: n/a

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Electric Vehicle Charging Station(s)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Cochise County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,102$13,224
Home Insurance $89$1,068
Property Taxes $110$1,320
Electricity $216$2,603
Total$1,517$18,204

Income You'd Need if You Spent...

35% on housing$52,011/yr
40% on housing$45,510/yr
45% on housing$40,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 85635$137
Cochise County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 85635$164
Cochise County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$218,000

For Sale by Agent

AgentLiudmila Kazakova
BrokerageTierra Antigua Realty

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