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132 Pottsville St, Herndon, PA, 17830

4beds
2baths
1,079sqft
$209,900
$195price/sqft
$1,624/moest. monthly cost
$64,960/yrincome needed

About This Home

This fully rented multi-unit property at 132 Pottsville Street, Herndon, PA 17830 offers a fantastic investment opportunity with immediate income potential. The property features two units, each offering 2 bedrooms and 1 full bathroom, providing comfortable living space for tenants. With both units currently occupied, investors can benefit from established rental income from day one. While the property does need updating, it presents an excellent opportunity to add value and increase future returns. Additional features include off-street parking and a convenient location close to local amenities. Whether you're looking to grow your investment portfolio or purchase your first income-producing property, this multi-family home is worth a look. Don't miss this opportunity!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: None
  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Stone

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,079

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,079 sqft

Property

Details

  • Parcel number: 02300001106
  • Zoning: General N/A

Lot

  • Lot size dimensions: 0

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Hurricane
Landslide

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$144$1,728
Property Taxes $195$2,340
Electricity $224$2,692
Total$1,624$19,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,680/yr
40% on housing$48,720/yr
45% on housing$43,306/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 17830$81
Northumberland County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 17830$96
Northumberland County$82

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$209,900

For Sale by Agent

AgentJames Bedorf
BrokerageColdwell Banker Realty

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