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9227 N Seneca St, Portland, OR, 97213

2beds
3baths
987sqft
$329,900
$334price/sqft
$2,200/moest. monthly cost
$88,000/yrincome needed

About This Home

Welcome home to this new construction cottage, one of eight detached residences in a boutique St. Johns community. Tucked away from the street, I offer a peaceful setting while remaining connected to neighboring cottages along a pedestrian path leading to the central walkway. Unlike many other new construction homes, I am not a condo and have no HoA; you own the underlying lot outright and have no additional monthly dues to worry about. Tall ceilings rise above a spacious great room combining the living, dining, and kitchen areas, while windows on multiple sides fill the main level with natural light. The connected layout makes it easy to relax, gather, and entertain around a kitchen featuring warm modern cabinetry, solid surface countertops, an extensive tile backsplash, stainless steel appliances, generous storage and workspace. A main level half bath adds convenience, while the patio creates space for morning coffee, gardening, or evening relaxation. Two comfortable bedrooms, two full bathrooms, and conveniently placed laundry complete the upper level. Designer lighting, curated fixtures, and thoughtful storage add polish and practicality, while energy efficient mini splits provide zoned heating and cooling for year round comfort. With a 92 Bike Score, neighborhood favorites are easy to reach. Head to Pier Park for shaded trails, disc golf, pickleball, playgrounds, a skatepark, or summer afternoons at the outdoor pool. Bike downtown for a bite at John Street Café or Mikasa Sushi & Ramen, Saturday shopping at the St. Johns Farmers Market, groceries at Safeway, or a movie at the St. Johns Twin Cinema. Cathedral Park offers picnic spots, paved riverfront paths, a boat dock, and an off leash area beneath the St. Johns Bridge. Every detail reflects the vision of a multi-year Street of Dreams builder, blending elevated design with everyday livability and backing every home with an exceptional warranty. This is how your home was meant to be.

Getting Around

71
WalkingVery Walkable
44
TransitSome Transit
92
BikeBiker's Paradise

Schools

8/10
Sitton Elementary SchoolGrades K-50.4 mi
5/10
George Middle SchoolGrades 6-80.8 mi
2/10
Roosevelt High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Stem Wall
  • Roof: Composition
  • Construction materials: Board & Batten Siding,Cement Siding,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Cottage
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Microwave,Plumbed For Ice Maker,Stainless Steel Appliance(s),Electric Water Heater,Tank Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: High Ceilings
  • Level: Upper
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Great Room, Kitchen Dining Room Combo,High Ceilings
  • Level: Main

Features

  • High Ceilings,Hookup Available,Great Room,Kitchen Dining Room Combo,Tile
  • Window features: Double Pane Windows,Vinyl Frames

Heating & Cooling

  • Heating features: Heat Pump,Mini Split
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 987
  • Total interior livable area: 987 sqft

Kitchen

  • Features: Dishwasher, Disposal, Great Room, Kitchen Dining Room Combo, Microwave,Free Standing Range, High Ceilings, Plumbed For Ice Maker, Solid Surface Countertop
  • Level: Main
  • Area: 195

Living Room

  • Features: Great Room,High Ceilings
  • Level: Main
  • Area: 156

Master Bedroom

  • Features: Ensuite, High Ceilings
  • Level: Upper
  • Area: 100

Property

Accessibility

  • Accessibility features: Natural Lighting,Accessibility

Details

  • Parcel number: New Construction
  • Zoning: R5

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Features: Level,SqFt 0K to 2999
  • Lot size dimensions: TBD Via MHLD Plat

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave

FEMA Declared Disasters in Multnomah County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$76$912
Property Taxes $280$3,360
Electricity $176$2,119
Total$2,200$26,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,428/yr
40% on housing$66,000/yr
45% on housing$58,666/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 97213$227
Multnomah County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 97213$290
Multnomah County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$329,900
2026-07-29Listed for sale$329,900

New Construction

AgentDarryl Bodle
BrokerageKeller Williams Realty Portland Premiere

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