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515 Washington St #2, Findlay, OH, 45840

3beds
2baths
1,502sqft
$215,000
$143price/sqft
$1,567/moest. monthly cost
$62,680/yrincome needed

About This Home

Great opportunity to either start your rental income investment or add to your portfolio. Close to everything downtown. Main floor unit offers an eat in kitchen as well as a dining room. It has access to the two car garage and basement. Second floor offers a large eat in kitchen and sliding doors to the wood deck. This property could also be converted back to a single family home fairly easy. Nice large back yard to enjoy the outdoors. Elevation certificate and LOMA letter have removed the property from the 100-year floodplain. * see the 3D tours for more interior details. NOTE -Vacant pictures were provided by the Seller before Tenant took possession.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

--
Northview Primary SchoolGrades K-21.8 mi
6/10
Donnell Middle SchoolGrades 6-81.1 mi
6/10
Findlay High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 1,502
  • Total interior livable area: 1,502 sqft

Property

Details

  • Parcel number: 600000315510
  • Zoning description: Residential

Features

  • Levels: One and One Half,Two
  • Patio & porch: Covered,Deck,Porch

Lot

  • Lot size: 10,000 sqft
  • Lot size dimensions: 50 x 200

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$115$1,380
Property Taxes $172$2,064
Electricity $193$2,320
Total$1,567$18,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,725/yr
40% on housing$47,010/yr
45% on housing$41,786/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 45840$137
Hancock County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 45840$158
Hancock County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$215,000

For Sale by Agent

AgentKaren Brannan
BrokerageColdwell Banker Flag City

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