430 W 3rd St, Nederland, CO, 80466
About This Home
Nestled in the heart of town, this adorable 600+ square-foot home is full of opportunity for first-time buyers, investors, or anyone seeking an affordable mountain retreat. Tucked among a beautiful aspen grove, the property features a spacious backyard with plenty of room to garden, entertain, relax, or create your own outdoor oasis. Located in a desirable neighborhood, you'll enjoy the convenience of walking to downtown, local shops and restaurants, schools, and the community center. The home also benefits from close proximity to the fire department and nearby fire hydrants, offering added peace of mind. This charming home offers an affordable price point and unlimited potential in a fantastic location. Come imagine the possibilities and make this home your own!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Roof: Composition,Rubber
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 1
Features
- Finished area above ground: 653
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 653
- Total interior livable area: 653 sqft
Kitchen
- Level: Main
- Area: 18
- Dimensions: 3 x 6
Primary Bedroom
- Level: Main
- Area: 130
- Dimensions: 10 x 13
Property
Details
- Zoning: NC
- Special condition: Private Owner
Features
- Levels: One
- Stories: 1
- Fencing: Fenced
Lot
- Lot size: 4,000 sqft
- Features: Evergreen Trees,Level
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Avalanche
- Hail
- Inland Flooding
- Landslide
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $151 | $1,812 |
| Electricity | $186 | $2,232 |
| Total | $2,262 | $27,144 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $350,000 |
View on Zillow