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632 5th St W, Hardin, MT, 59034

2beds
1baths
1,044sqft
$210,000
$201price/sqft
$1,521/moest. monthly cost
$60,840/yrincome needed

About This Home

Welcome home! This charming 2-bedroom, 1-bath home offers just over 1,000 square feet of comfortable living space in a convenient in-town location near Hardin High School. Pride of ownership shines throughout, with updated luxury vinyl plank flooring creating a fresh, cohesive look. The cozy wood-burning fireplace adds warmth and character, making the living area the perfect place to relax. Thoughtfully maintained and full of charm, this adorable home is truly move-in ready and offers an excellent opportunity for first-time buyers, downsizers, or anyone looking for a well-cared-for property. Don't miss your chance to make this inviting home your own!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10
3/10
Hardin Middle SchoolGrades 6-80.1 mi
1/10
Hardin High SchoolGrades 9-120.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1954

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Range,Oven,Range,Refrigerator,Washer,Humidifier
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry Room

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,044

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,044 sqft

Kitchen

  • Level: Main

Property

Details

  • Parcel number: L54300
  • Zoning description: Other

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Fence,Sprinkler/Irrigation
  • Fencing: Fenced

Lot

  • Lot size: 7,000 sqft
  • Features: Alley,Interior Lot,Landscaped,Trees,Sprinklers In Ground

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Wildfire
Heat Wave

FEMA Declared Disasters in Big Horn County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance $211$2,532
Property Taxes $98$1,176
Electricity $151$1,812
Total$1,521$18,252

Income You'd Need if You Spent...

35% on housing$52,148/yr
40% on housing$45,630/yr
45% on housing$40,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 59034$150
Big Horn County$1,119

vs Homes Sold Last Month

Median $/sqft

ZIP 59034
Big Horn County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$210,000

For Sale by Agent

AgentTami Soumas
BrokerageLive Laugh Montana Real Estate

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