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163 Mount Airy Road S, Croton On Hudson, NY, 10520

4beds
3baths
3,160sqft
$1,100,000
$348price/sqft
$8,113/moest. monthly cost
$324,520/yrincome needed

About This Home

There are places that make you slow down the moment you arrive, and this is one of them. This stunning Contemporary Colonial offers the peaceful feeling of country living without sacrificing convenience. Just under two miles from the Croton-Harmon Train Station and the vibrant village of Croton-on-Hudson, Mt. Airy Road South leads you straight to Grand Street, where you'll discover favorite restaurants, locally owned boutiques, specialty markets, everyday shopping, and the small-town appeal that makes this community so inviting. Nearby parks and Hudson River trails offer endless opportunities to hike, bike, fish, or simply enjoy the breathtaking scenery. As wonderful as the surroundings are, it's the house itself that truly steals the show. A circular driveway welcomes you with plenty of parking for family and guests, while the expansive front lawn creates a memorable first impression. Step inside and you're immediately greeted by a dramatic two-story foyer where soaring ceilings and graceful radius walls create an architectural design rarely found today. As you move through the residence, those gently curved walls create a seamless flow that's as elegant as it is uncommon, giving each room a sense of sophistication that simply can't be replicated in today's construction. The formal living room is both gracious and impressive, featuring beamed ceilings and oversized sun-filled windows that fill the space with natural light. It flows effortlessly into the dining room before opening to the oversized eat-in kitchen, complete with an island, double ovens, stainless steel appliances, abundant cabinetry, and a wall of windows overlooking the backyard. From here, step out onto the massive deck, the perfect place for summer barbecues, morning coffee, or simply relaxing while taking in the peaceful natural setting. Just off the kitchen is an incredible family room with the same soaring ceilings, a marble wood-burning fireplace, and another set of doors leading to the deck, creating a warm and welcoming gathering space throughout the year. A generously sized laundry room and powder room complete the main level. The elegant curved staircase continues the home's distinctive design upstairs, where the primary suite features vaulted ceilings, a walk-in closet, and a well-appointed bath with a soaking tub, walk-in shower, and double vanity. Three additional generously sized bedrooms and another full bath provide plenty of room for family, guests, or a home office. The full walk-out basement spans the length of the residence and features high ceilings, offering outstanding potential to create additional living space, whether you envision a recreation room, fitness area, media room, guest suite, or whatever best suits your needs. Set on 1.1 picturesque acres, this 3,160-square-foot property also offers hardwood floors, crown molding, central air, central vacuum, and a two-car garage. Thoughtfully designed, impeccably maintained, and ideally situated just 45 to 50 minutes from New York City, this is more than just a house, it's the kind of place you'll look forward to coming home to every single day.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

8/10
Carrie E Tompkins SchoolGrades K-41.1 mi
7/10
10/10
Croton Harmon High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Oil Water Heater,Water Softener Owned
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,In Hall,Laundry Room,Washer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Walk-Out Access

Bathroom1

  • Level: First

Bathroom3

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Beamed Ceilings,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Central Vacuum,Chefs Kitchen,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Formal Dining,High Ceilings,His and Hers Closets,Kitchen Island,Open Floorplan,Open Kitchen,Original Details,Pantry,Primary Bathroom,Recessed Lighting,Soaking Tub,Storage,Walk Through Kitchen,Walk-In Closet(s)
  • Window features: Oversized Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Full,Pull Stairs

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,160
  • Total interior livable area: 3,160 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Other

  • Level: Basement

Property

Details

  • Parcel number: 2289068005000010000027
  • Special condition: None

Features

  • Patio & porch: Deck
  • Exterior features: Basketball Court,Lighting,Mailbox

Lot

  • Lot size: 1.11 Acres
  • Features: Back Yard,Cleared,Front Yard,Landscaped,Level,Near Golf Course,Near Public Transit,Near School,Near Shops,Private,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Off Street,Oversized,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$343$4,116
Property Taxes $1,686$20,232
Electricity $522$6,266
Total$8,113$97,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$278,160/yr
40% on housing$243,390/yr
45% on housing$216,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 10520$442
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10520$420
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Listed for sale$1,100,000

For Sale by Agent

AgentChristine Rowley
BrokerageRE/MAX Classic Realty

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