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724 N 89TH Street, Seattle, WA, 98103

2beds
3baths
1,070sqft
$750,000
$701price/sqft
$4,525/moest. monthly cost
$181,000/yrincome needed

About This Home

Tucked into one of Greenwood’s most sought-after neighborhoods, this brand-new 2026-built residence offers 2 bedrooms, 2.25 baths, and 1,070 square feet of light-filled, thoughtfully designed living. Vaulted ceilings and wide-plank LVP flooring create an open, airy feel throughout, while the kitchen is designed for everyday living with an LG stainless appliance suite and 3cm quartz countertops. Mini-split units throughout provide comfortable year-round living. The primary bedroom offers a peaceful retreat with generous windows that fill the space with natural light, while the second bedroom provides flexibility for guests, a home office, or additional living space. Both bathrooms feature modern vanities, thoughtful tile work, and walk-in showers with a clean, spa-inspired feel. Outside, a dedicated EV-charger-ready parking spot and fully fenced, low-maintenance backyard provide privacy and space to enjoy the outdoors, whether it’s morning coffee or an evening with friends. Built as part of a small new-construction community, this home combines low-maintenance ownership with the character and privacy of a true residence. Just blocks from Greenwood’s coffee shops, restaurants, a nearby park, and everyday essentials, this is a rare opportunity to own something brand new in a neighborhood people spend years trying to get into.

Getting Around

71
WalkingVery Walkable
57
TransitGood Transit
85
BikeVery Bikeable

Schools

8/10
Ingraham High SchoolGrades 9-122.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern,Condo (2 Levels)
  • Property subType: Single Family Residence,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Hybrid,Water Heater Location: Utility Area,Cooking - Electric Hookup,Cooking-Electric

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Door features: French Doors
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Vinyl Plank

Heating & Cooling

  • Heating features: Ductless,Wall Furnace,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,070
  • Total interior livable area: 1,070 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: TBD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Cooking-Electric,End Unit,French Doors,Ground Floor,Insulated Windows,Primary Bathroom,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Mountain(s),Territorial

Lot

  • Features: Curbs,Paved,Sidewalk

Parking

  • Total spaces: 1
  • Parking features: Off Street
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$109$1,308
Property Taxes $475$5,700
Electricity $149$1,793
Total$4,525$54,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,142/yr
40% on housing$135,750/yr
45% on housing$120,666/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$701This listing

vs Other Active Listings

Avg $/sqft

ZIP 98103$388
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98103$573
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$735,000
2026-07-30Listed for sale$750,000

New Construction

AgentLani Girvan
BrokerageCnR Realty

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