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3920 BEACON SQUARE DRIVE, Holiday, FL, 34691

2beds
2baths
992sqft
$244,900
$247price/sqft
$1,885/moest. monthly cost
$75,400/yrincome needed

About This Home

Virtually Staged. Rare opportunity! Qualified buyers may assume the existing FHA mortgage at approximately **3.625%**, offering the chance to secure yesterday's interest rate on today's home. This exceptional financing advantage is becoming increasingly difficult to find in today's market. Welcome to this inviting 2-bedroom, 2-bath home in the established Beacon Square community, offering a flexible floor plan designed for today's lifestyle. In addition to the main living areas, you'll find a spacious bonus flex room that's perfect for a home office, fitness room, hobby space, or additional living area. The screened lanai provides the perfect place to enjoy your morning coffee or unwind after a long day while overlooking the backyard. Inside, the functional layout offers comfortable everyday living with plenty of opportunities to make the space your own. Conveniently located just minutes from shopping, restaurants, parks, medical facilities, Gulf beaches, and the world-famous Tarpon Springs Sponge Docks, with easy access to US-19 for commuting throughout Tampa Bay. Whether your buyers are purchasing their first home, downsizing, or simply looking for an affordable Florida property with a unique financing advantage, this home deserves a spot on their must-see list. Schedule your showing today!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
3/10
3/10
Anclote High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1969

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First

Features

  • Ceiling Fan(s),Open Floorplan
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,624
  • Total interior livable area: 992 sqft

Kitchen

  • Features: Pantry
  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 152624078.0000.01243.0
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio,Screened
  • Exterior features: Fire Pit,Private Mailbox,Private Yard,Sidewalk
  • Fencing: Chain Link,Fenced
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 6,352 sqft
  • Features: Level,Near Public Transit,Sidewalk

Parking

  • Parking features: Converted Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$171$2,052
Property Taxes $279$3,348
Electricity $197$2,366
Total$1,885$22,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,628/yr
40% on housing$56,550/yr
45% on housing$50,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 34691$124
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34691$197
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$244,900
2026-07-01Listed for sale$249,900
2025-01-15Listing removed$229,900
2022-02-04Sold$216,000
2021-12-13Pending sale$229,900
2021-11-05Listed for sale$229,900
2014-04-04Sold$32,500
2014-02-06Listed for sale$29,900
2014-02-04Sold$23,100
2008-05-29Listing removed$110,500
2007-12-29Price change$110,500
2007-09-18Price change$117,500
2007-08-25Price change$115,000
2007-08-14Listed for sale$130,000
2000-05-25Sold$45,000

For Sale by Agent

AgentKeisha Allen
BrokerageHOMESMART

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