654-658 W Yosemite Ave, Merced, CA, 95348
About This Home
Well-maintained duplex in desirable North Merced offering two spacious units, each with 2 bedrooms and 2 bathrooms. Both units feature a fireplace, indoor laundry, and a functional, open layout designed for comfortable everyday living. Each unit also enjoys its own private backyard—ideal for relaxing, entertaining, or pets—along with an attached garage for added convenience. Whether you're looking to owner-occupy or expand your investment portfolio, this property offers strong rental potential in an established neighborhood with **NO HOA**. Conveniently located just 4 minutes from Merced College and 10 minutes from UC Merced, with easy access to schools, shopping, dining, and everyday amenities.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1984
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
Features
- Common walls with other units/homes: 1 Common Wall
Heating
- Heating features: Central
Interior Area
- Total structure area: 2,378
- Total interior livable area: 2,378 sqft
Property
Details
- Parcel number: 236032039000
- Attached to another structure: Yes
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Front
- Pool features: None
Lot
- Lot size: 6,841 sqft
- Features: Back Yard
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Heat Wave
- Earthquake
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Merced County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $130 | $1,560 |
| Property Taxes | $278 | $3,336 |
| Electricity | $509 | $6,119 |
| Total | $3,440 | $41,280 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $499,000 |
View on Zillow