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12392 W Webster Rd, Summersville, WV, 26651

3beds
2baths
1,440sqft
$395,000
$274price/sqft
$2,450/moest. monthly cost
$98,000/yrincome needed

About This Home

Escape to your own private mountain retreat on 22 beautiful acres less than 10 miles from Summersville Lake State Park. This unique property features two homes, making it perfect for multi-generational living, rental income, or an Airbnb opportunity.The spacious main home offers 3 bedrooms, 2 bathrooms, a two-car garage, and a full basement, while the charming guest house includes 2 bedrooms, 1 bathroom, and a cozy covered back porch for relaxing and enjoying the peaceful surroundings. A picturesque pond is tucked away near the top of the property, surrounded by mature trees, rolling woods, and a nice flat area with endless possibilities. Whether you're looking for a private hunting retreat, a full-time residence, or an investment property with income potential, this one checks all the boxes. Peaceful, private, and packed with opportunity, this is the West Virginia getaway you've been searching for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
4/10
2/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1969

Materials

  • Roof: Shingle
  • Construction materials: Frame,Aluminum Siding,Sheetrock,Other

Type & Style

  • Home type: MultiFamily
  • Architectural style: Farm House
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Mixed
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 87
  • Zoning description: B2

Lot

  • Lot size: 22 Acres
  • Lot size dimensions: 22 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather
Landslide
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$138$1,656
Property Taxes $134$1,608
Electricity $181$2,178
Total$2,450$29,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,000/yr
40% on housing$73,500/yr
45% on housing$65,333/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 26651$134
Nicholas County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 26651
Nicholas County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Listed for sale$395,000

For Sale by Agent

AgentKatie Boggs
BrokerageLillywood Realty

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