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41 North St, Three Rivers, MA, 01080

4beds
2baths
2,560sqft
$250,000
$98price/sqft
$2,172/moest. monthly cost
$86,880/yrincome needed

About This Home

Bring your vision and unlock the possibilities this property has to offer. Whether you choose to maintain it as a two-family home or explore the opportunity to convert it back to a single-family residence (subject to buyer verification with the appropriate municipality), this property offers significant upside for the right buyer.This property is being sold strictly as-is. Cash, hard money, or rehabilitation loan buyers only.Each unit features 2 bedrooms, 1 full bathroom, a living room, and an eat-in kitchen. The home also offers separate basement access for each unit, a one-bay garage, and a fenced-in backyard. The furnace is approximately 12 years old.Don't miss this chance to renovate and add value to a property with excellent investment potential.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
5/10
Palmer High SchoolGrades 7-121.3 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Brick/Mortar
  • Roof: Rubber
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Walk-In Closet(s),Bathroom With Tub,Living Room,Kitchen
  • Flooring: Tile,Hardwood
  • Finished area above ground: 2,560

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,560
  • Total interior livable area: 2,560 sqft

Property

Details

  • Parcel number: 3149004
  • Zoning: Res

Features

  • Patio & porch: Enclosed,Covered
  • Fencing: Fenced

Lot

  • Lot size: 10,018 sqft
  • Features: Level

Parking

  • Total spaces: 5
  • Parking features: Off Street,Tandem,On Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$111$1,332
Property Taxes $293$3,516
Electricity $504$6,057
Total$2,172$26,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,468/yr
40% on housing$65,160/yr
45% on housing$57,920/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 01080$152
Hampden County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 01080$246
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Listed for sale$250,000

For Sale by Agent

AgentPatricia Russo
BrokerageLPT Realty, LLC

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