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3115 PALAMORE DRIVE, Holiday, FL, 34691

2beds
2baths
1,042sqft
$239,000
$229price/sqft
$1,827/moest. monthly cost
$73,080/yrincome needed

About This Home

Welcome to this beautifully updated two-bedroom, two-bathroom home with a one-car garage. This home features a remodeled kitchen with updated cabinets and countertops, complemented by two fully renovated bathrooms. Enjoy new wood laminate flooring throughout and fresh interior paint, creating a clean and modern feel. Major updates include an updated AC system and a brand-new roof to be installed prior to closing, providing added value and reassurance for the next owner. Step outside to a screened, covered back patio-perfect for relaxing or entertaining year-round. The home is also equipped with rollaway shutters on nearly every window and door opening for added protection and convenience. Best of all, this property did not flood during Hurricane Helene or Hurricane Milton.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
3/10
3/10
Anclote High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: In Kitchen

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 140
  • Dimensions: 10x14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First
  • Area: 80
  • Dimensions: 8x10

Features

  • Ceiling Fan(s)
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,354
  • Total interior livable area: 1,042 sqft

Kitchen

  • Level: First
  • Area: 91
  • Dimensions: 7x13

Living Room

  • Level: First
  • Area: 120
  • Dimensions: 10x12

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 154
  • Dimensions: 11x14

Property

Details

  • Parcel number: 152624085.0000.01785.0
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other
  • Fencing: Chain Link

Lot

  • Lot size: 5,100 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$167$2,004
Property Taxes $255$3,060
Electricity $197$2,366
Total$1,827$21,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,640/yr
40% on housing$54,810/yr
45% on housing$48,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 34691$124
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34691$197
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$239,000
2026-06-01Listed for sale$249,000
2018-11-27Listing removed$850
2018-11-01Listed for rent$850
2017-02-27Listing removed$800
2017-02-08Listed for rent$800
2015-08-07Listing removed$800
2015-07-15Listed for rent$800
2014-09-10Listing removed$775
2014-07-19Listed for rent$775

For Sale by Agent

AgentAllan Safranek, III
BrokerageRICHEY REALTY

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