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421 S Bonner St, Jacksonville, TX, 75766

2beds
2baths
1,018sqft
$213,780
$210price/sqft
$1,698/moest. monthly cost
$67,920/yrincome needed

About This Home

Gorgeous move in ready, new construction home located in Jacksonville, TX; a cozy small town with not only all the shopping and dining conveniences you might need but it’s also only a 10 minute drive away from Lake Jacksonville for those who love fishing! This 2 bed, 2 bath, 1 carport property is perfect for first time home buyers or those looking for a clean place and fresh start. Its modern, white exterior is inviting and once inside, you will appreciate the neutral color palate that is just refreshing and ready for your décor and accessories. The home has a functional, open concept layout allowing the kitchen, living and dining area to flow seamlessly amongst each other. Create yummy meals in the fully equipped, modern kitchen that has marble countertops, extra tall cabinetry which will provide ample pantry space and all the appliances you need; including the refrigerator! The dining space has sliding door access to a covered side patio within the fully fenced in backyard. This property is unique with both bedrooms having wonderful walk in closets and en suite bath; no sharing needed! Not to be missed is a utility closet which will house your stackable washer/dryer already provided! This property has been strategically built and its finishes need to be seen in person. Schedule your showing today!

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
4/10
5/10
Jacksonville High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Microwave,Refrigerator,Other/See Remarks

Bathroom

  • Features: Shower/Tub,Walk-In Closet(s)

Bedroom

  • Features: Other/See Remarks,Walk-In Closet(s)

Bedroom1

  • Area: 192

Bedroom2

  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Vinyl Plank
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,018
  • Total interior livable area: 1,018 sqft

Kitchen

  • Features: Kitchen/Eating Combo
  • Area: 198

Living Room

  • Area: 162

Master Bedroom

  • Level: Main

Property

Details

  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Covered
  • Fencing: Wood

Lot

  • Lot size: 6,098 sqft
  • Features: Rectangular Lot

Parking

  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,080$12,960
Home Insurance *$211$2,532
Property Taxes $169$2,028
Electricity $238$2,859
Total$1,698$20,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,217/yr
40% on housing$50,940/yr
45% on housing$45,280/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 75766$185
Cherokee County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 75766$121
Cherokee County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$213,780

For Sale by Agent

AgentLisa Williams
BrokerageRealty One Group Rose

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