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365 Doctor Austin Dr, Bedford, IN, 47421

2beds
1baths
1,066sqft
$224,900
$211price/sqft
$1,615/moest. monthly cost
$64,600/yrincome needed

About This Home

Nestled on over 7 scenic acres along the White River, this charming 2-bedroom, 1-bath home offers the perfect blend of privacy, recreation, and peaceful country living. Built in 1993, the home has been well maintained and features a newer roof, newer mechanical systems, and a well-maintained septic system. A picturesque switchback trail leads directly down to the White River, providing easy access to fishing, kayaking, or simply taking in the beauty of the water. Additional features include a 2-car garage, a newly built outdoor storm shelter, and plenty of open space to enjoy the serenity and versatility of country living. Whether you're looking for a full-time residence, a weekend getaway, or your own private retreat, this unique riverfront property offers a rare opportunity to own acreage with direct access to one of Southern Indiana's most beautiful natural settings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
6/10
Mitchell Jr High SchoolGrades 6-85.7 mi
3/10
Mitchell High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas
  • Laundry features: Main Level

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,066

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,066
  • Total interior livable area: 1,066 sqft

Kitchen

  • Area: 192

Living Room

  • Area: 240

Property

Details

  • Parcel number: 471108200061.000004

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront-Medium Bank,River Front,River
  • Waterbody name: White River
  • Frontage length: Water Frontage(350)

Lot

  • Lot size: 7.09 Acres
  • Features: Many Trees,Irregular Lot,Rural,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$165$1,980
Property Taxes $129$1,548
Electricity $184$2,212
Total$1,615$19,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,371/yr
40% on housing$48,450/yr
45% on housing$43,066/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 47421$133
Lawrence County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 47421$132
Lawrence County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$224,900
2026-07-30Listed for sale$224,900

For Sale by Agent

AgentLavinia Chudy
BrokerageCentury 21 Scheetz - Bloomington

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