8-10 Harding Ave, Binghamton, NY, 13903
About This Home
Fully functioning and ready for immediate occupancy, this 2-bedroom, 1-bath ranch home offers the opportunity to move in right away while making updates over time. Set on a private, half-acre across two parcels, the property includes laminate and tile flooring, 200-amp electric service, and an oversized 2-car garage. The huge driveway and parking area provide excellent space for multiple cars, trucks, equipment, or a home-based business. It does need some TLC, but has great potential for an owner-occupant or investor looking to add value. Don't miss out on this rare opportunity, call your favorite real estate professional today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Basement
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Range,No Hot Water,Refrigerator
Bedroom
- Level: First
- Dimensions: 14 x 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Laminate,Tile
- Finished area below ground: 0
- Finished area above ground: 860
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total interior livable area: 860 sqft
Kitchen
- Level: First
- Dimensions: 16 x 12
Living Room
- Level: First
- Dimensions: 16 x 14
Property
Details
- Parcel number: 03020016105400020370000000
Features
- Stories: 1
- Patio & porch: Covered,Porch
- Exterior features: Porch
Lot
- Lot size: 0.47 Acres
- Features: Sloped Up
- Lot size dimensions: 60 x 160 ft
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $378 | $4,536 |
| Home Insurance * | $48 | $576 |
| Property Taxes | $137 | $1,644 |
| Electricity | $246 | $2,954 |
| Total | $809 | $9,708 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $74,900 |
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