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412 Green St, Havre De Grace, MD, 21078

1beds
1baths
516sqft
$175,000
$339price/sqft
$1,336/moest. monthly cost
$53,440/yrincome needed

About This Home

Cute cottage now available in the heart of the downtown Havre de Grace business district. This quaint home offers a lot of potential. Water views directly from your front porch of the beautiful Chesapeake Bay. Home has one large area combining bedroom and living room with two closets and hardwood floors throughout. Replacement windows throughout home. Warm gas heat and central air. Remodeled galley kitchen. Remodeled bathroom with tub/shower. Washer/Dryer hookup. This home is zoned Residential/Business for potentially multiple uses. Perfect location for vacation home or AirBnB within walking distance of shopping, restaurants, and entertainment. Close to I-95, Susquehanna State Park, Great Wolf Lodge, & Perryville Casino. Located within 1 hour of Baltimore or Philadelphia. Great price. Home being sold as is. Don’t miss out! All offers in by 8/3 at 4pm.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch/Rambler,Ranch/Rambler,Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Oven/Range - Electric,Refrigerator,Electric Water Heater
  • Laundry features: Main Level,Washer/Dryer Hookups Only

Bedroom1

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 128
  • Dimensions: 8 X 16

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bathroom - Tub Shower,Dining Area,Entry Level Bedroom,Flat,Open Floorplan,Pantry,Recessed Lighting
  • Window features: Skylight(s)
  • Flooring: Luxury Vinyl,Hardwood,Vinyl,Wood
  • Finished area above ground: 516

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 516
  • Total interior livable area: 516 sqft

Kitchen

  • Features: Kitchen - Electric Cooking,Flooring - Vinyl,Skylight(s),Cathedral/Vaulted Ceiling
  • Level: Main
  • Area: 70
  • Dimensions: 7 X 10

Living Room

  • Level: Main
  • Area: 160
  • Dimensions: 10 X 16

Other

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 40
  • Dimensions: 5 X 8

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),Accessible Entrance,No Stairs

Details

  • Parcel number: 1306037844
  • Zoning: RB
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • Waterfront features: Bay

Lot

  • Lot size: 720 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$50$600
Property Taxes $121$1,452
Electricity $281$3,374
Total$1,336$16,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,805/yr
40% on housing$40,080/yr
45% on housing$35,626/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 21078$177
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21078$209
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$175,000
2026-07-31Listed for sale$175,000

For Sale by Agent

AgentDaniel Carson
BrokerageAmerican Premier Realty, LLC

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