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1527 Lantuck Rd, Valley, AL, 36854

4beds
3baths
1,880sqft
$399,900
$213price/sqft
$2,646/moest. monthly cost
$105,840/yrincome needed

About This Home

Welcome to your own private retreat! Seller is offering 5k in seller concessions and an additional $2500 in concessions may be available with preferred lender. Situated on 3 mostly wooded acres just 10 minutes from Lake Harding, this beautiful new construction offers the perfect blend style and peaceful country living. This 4-bedroom, 2.5 bath home features 1,880 heated square feet with an open split-bedroom floor plan, a vaulted great room accented by a cedar beam, and a spacious kitchen with a large island and pantry. The private primary suite includes a walk-in closet, soaking tub, separate shower, and double vanity. Relax on the covered front and rear porches featuring tongue-and-groove wood ceilings, and enjoy the privacy and beauty of your wooded surroundings. Complete with a 2 car garage and quality finishes throughout, this home is the perfect place to enjoy country living while staying close to Lake Harding and everyday conveniences. This home is still under construction but I will update photos as the build progresses. Main photo is a rendering and finishes are subject to change. Estimated completion date 10/30/26

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
Fairfax Elementary SchoolGrades PK-62.5 mi
3/10
Valley High SchoolGrades 7-123.2 mi
4/10
W F Burns Middle SchoolGrades 6-83.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Electric Range,Microwave,Oven,Stove

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Ceiling Fan(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,880

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,880 sqft

Property

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 3 Acres
  • Features: 3-5 Acres

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$288$3,456
Property Taxes $96$1,152
Electricity $240$2,881
Total$2,646$31,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,720/yr
40% on housing$79,380/yr
45% on housing$70,560/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 36854$132
Chambers County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 36854$136
Chambers County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$399,900

New Construction

AgentGWENDOLYN BATES
BrokerageKELLER WILLIAMS REALTY RIVER CITIES III

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