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7902 Trading Post Ct, Louisville, KY, 40291

4beds
4baths
3,235sqft
$655,000
$202price/sqft
$4,526/moest. monthly cost
$181,040/yrincome needed

About This Home

Tucked into a quiet cul de sac in Fern Creek, this brand new construction ranch pairs brick and stone curb appeal with an open interior built for how people actually live. Just south of the Gene Snyder and only five minutes from Bardstown Road, it keeps everyday conveniences close while holding onto the quiet of a wooded setting. Step through the double glass front doors into a foyer lit by an iron chandelier, where LVP flooring and crown molding set the tone for the rest of the level. The main floor runs open from front to back. A linear fireplace framed in tile and topped with a dark wood mantel anchors the great room, flanked by built in bookcases with cabinet storage below, and a wall of windows faces the covered porch. The kitchen holds the other end with white perimeter cabinetry, a custom vented hood, and a dark island topped in quartz. Wall oven, cooktop, subway tile backsplash, and glass pendants that carry the design language into the dining area, where a chandelier sits beside a French door to the deck. A built in desk with a quartz top and upper cabinets tucks in alongside, giving you a work spot that is part of the house instead of an afterthought. The primary suite opens right off the kitchen. A tray ceiling crowns the bedroom, and a sliding barn door leads into the ensuite, with a double vanity, marble tile flooring, and an oversized walk in shower with its own window. From there it runs through to a large walk in closet and then straight into the laundry room, so the entire wing loops back out to the kitchen from either side. Clothes never travel further than the room they live in. Four bedrooms and three and a half baths give the floor plan room to flex for family, guests, or a home office. Downstairs, the finished lower level opens into a second living space with a full wet bar, dark cabinetry, and floating shelves, plus a bedroom and full bath of its own. Outside, a covered rear porch with a ceiling fan steps down to an open deck overlooking a private tree lined yard. Matte black hardware carries through every room, and a two car garage handles the rest. New build. Quiet street. Prime Fern Creek location. Schedule your showing today.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Bates Elementary SchoolGrades K-50.5 mi
3/10
Newburg Middle SchoolGrades 6-86.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Aluminum Siding,Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Unfinished,Finished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Open Floorplan
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,080
  • Finished area above ground: 2,155

Foyer

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Game Room

  • Level: Basement

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,155
  • Total interior livable area: 3,235 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Mud Room

  • Level: First

Office

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 22402200560000

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Fencing: None

Lot

  • Lot size: 0.26 Acres
  • Features: Cul-De-Sac,Covt/Restr,Cleared,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,312$39,744
Home Insurance *$348$4,176
Property Taxes $611$7,332
Electricity $255$3,065
Total$4,526$54,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,177/yr
40% on housing$135,780/yr
45% on housing$120,693/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 40291$170
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40291$169
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$655,000

New Construction

AgentJohn Milliner
Brokeragesimpler.realestate

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