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1868 S 13th Street, Ozark, MO, 65721

5beds
4baths
4,013sqft
$675,000
$168price/sqft
$4,551/moest. monthly cost
$182,040/yrincome needed

About This Home

BUYER STILL HAS THE OPPORTUNITY TO PERSONALIZE & SELECT FINISHES!Welcome to this exceptional new construction residence in Thorn Hill Estates, perfectly situated on a beautiful corner lot in one of Ozark's most desirable neighborhoods. Surrounded by mature trees, this homesite offers a rare sense of privacy while remaining just minutes from shopping, dining, schools, and everyday conveniences. Best of all, there is still time to personalize this home by selecting finishes that reflect your style. Offering 4,013 square feet of thoughtfully designed living space on a quarter acre, this home showcases quality craftsmanship and attention to detail throughout. Built by a trusted builder, every space was designed with both beauty and functionality in mind. Step inside to find soaring ceilings, engineered hardwood flooring throughout the main living areas, and elevated finishes. The living room features cathedral ceilings, a gas fireplace, and expansive windows that fill the space with natural light. The open-concept kitchen offers quartz countertops, abundant cabinetry, a walk-in pantry, and flows seamlessly into the dining area, making it perfect for everyday living and entertaining. The primary suite provides a relaxing retreat with a soaking tub, walk-in shower, and spacious walk-in closet. The finished basement adds incredible flexibility with three additional bedrooms, a large second family room, a wet bar, and an additional washer and dryer hookup, making it ideal for guests, multi-generational living, entertaining, hobbies, or a home gym. This is a great opportunity to own a brand-new home in Thorn Hill Estates while still customizing many of the finishes before completion. Combining exceptional craftsmanship, generous living space, privacy, and a premier Ozark location, this home is ready to become uniquely yours. Schedule your private showing today!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
South Elementary SchoolGrades K-40.2 mi
8/10
Ozark Jr. High SchoolGrades 7-81.8 mi
8/10
Ozark High SchoolGrades 9-122.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Oven,Microwave,Electric Water Heater,Disposal
  • Laundry features: In Basement,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Internet - Satellite,Quartz Counters,Cathedral Ceiling(s),Soaking Tub,Tray Ceiling(s),High Ceilings,Walk-In Closet(s),Walk-in Shower,High Speed Internet
  • Window features: Double Pane Windows
  • Flooring: Tile,Engineered Hardwood
  • Fireplace features: Living Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,966
  • Finished area above ground: 2,047

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,013
  • Total interior livable area: 4,013 sqft

Property

Details

  • Parcel number: 110834001001004019

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Deck
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.25 Acres
  • Features: Corner Lot,Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$444$5,328
Property Taxes $388$4,656
Electricity $306$3,677
Total$4,551$54,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,034/yr
40% on housing$136,530/yr
45% on housing$121,360/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 65721$185
Christian County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 65721$171
Christian County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$675,000

New Construction

AgentPaulina Najbar
BrokerageKeller Williams Local

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