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15119 W Phillips Dr, Park Hill, OK, 74451

3beds
2baths
1,400sqft
$239,000
$171price/sqft
$1,654/moest. monthly cost
$66,160/yrincome needed

About This Home

Welcome to your dream lake retreat! This brand-new A-frame cabin offers the perfect blend of modern comfort and timeless charm, making it an ideal weekend getaway or year-round residence. Situated on two lots in the desirable Lake Tenkiller Harbor D Subdivision, you'll be less than a mile from the waters of beautiful Lake Tenkiller, one of Oklahoma's premier destinations for boating, fishing, swimming, scuba diving, and outdoor recreation. Inside, you'll find 3 bedrooms, 2 full bathrooms, and an inviting open-concept layout. The main level features the living room, kitchen, dining area, primary bedroom, full bath, and convenient washer and dryer hookups. A spiral staircase leads to the second floor, where two additional bedrooms each open to their own private balcony, along with a second full bath. This home is lined from top to bottom with cedar planks. The kitchen cabinets were custom built and placed. Enjoy peaceful mornings on the covered front porch and relaxing evenings on the covered back porch while taking in the natural beauty surrounding you. Affordable annual HOA dues provide access to outstanding community amenities, including a swimming pool, private security/Harbor Patrol, community park, playground, picnic area, community center, and access to the nearby Corps of Engineers boat ramp. Whether you're looking for adventure on the lake or a peaceful escape from the city, this property offers the best of both worlds. Buyer to satisfy themselves regarding HOA restrictions, covenants, and amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

8/10
8/10
Tahlequah Middle SchoolGrades 6-818.3 mi
6/10
Tahlequah High SchoolGrades 9-1218.4 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Butcher Block Counters,Other,Ceiling Fan(s),Electric Oven Connection,Electric Range Connection
  • Window features: Vinyl
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Balcony,Covered,Porch
  • Exterior features: Other
  • Fencing: None
  • Waterfront features: Other,Water Access
  • Waterbody name: Tenkiller Lake

Lot

  • Lot size: 9,670 sqft
  • Features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Tornado
Wildfire
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Cherokee County and Oklahoma

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance $205$2,460
Property Taxes $97$1,164
Electricity $144$1,732
Total$1,654$19,848

Income You'd Need if You Spent...

35% on housing$56,708/yr
40% on housing$49,620/yr
45% on housing$44,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 74451$130
Cherokee County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 74451$186
Cherokee County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$239,000

For Sale by Agent

AgentKimi McDonald
BrokerageKeller Williams Market Pro

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