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5980 McKibben Rd, Delton, MI, 49046

1beds
1baths
528sqft
$145,000
$275price/sqft
$1,095/moest. monthly cost
$43,800/yrincome needed

About This Home

Rare opportunity to create your dream lake retreat on beautiful Stewart Lake! This waterfront property offers 80 feet of frontage on a quiet no wake lake with a double lot! The home has been completely gutted to the studs, providing a blank canvas for your vision. Many major improvements have already been completed including a new roof, new siding, new well, new windows and doors, and new dock. Electric lines have been buried and updated to 200 amp! Situated on a .22 acre double lot, this property is ideal for a weekend getaway or an investment opportunity. Enjoy peaceful lake living with endless potential to finish the home exactly the way you want.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
8/10
5/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Replacement

Heating

  • Heating features: None

Interior Area

  • Total structure area: 528
  • Total interior livable area: 528 sqft

Property

Details

  • Parcel number: 081112503200

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Stewart Lake

Lot

  • Lot size: 9,583 sqft
  • Features: Recreational
  • Lot size dimensions: 80 x 120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Barry County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$59$708
Property Taxes $115$1,380
Electricity $188$2,259
Total$1,095$13,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,542/yr
40% on housing$32,850/yr
45% on housing$29,200/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 49046$194
Barry County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 49046
Barry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Listed for sale$145,000

For Sale by Agent

AgentColleen Lucas
BrokerageBlue Horizon Real Estate

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