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10896 Garfield St #A3, Coopersville, MI, 49404

3beds
4baths
3,691sqft
$1,550,000
$420price/sqft
$10,145/moest. monthly cost
$405,800/yrincome needed

About This Home

*Proposed Build* Discover a once-in-a-lifetime opportunity to create your dream home on this extraordinary 19.1-acre private wooded retreat with frontage on both Jubb Bayou and the Grand River, offering direct access to Lake Michigan. This rare property delivers an outdoor lifestyle that's nearly impossible to find. Proposal Build with Viking Construction Group featuring a custom Craftsman Ranch, or bring your own vision with a fully custom design tailored to your lifestyle. The proposed home showcases exceptional craftsmanship with 3 bedrooms, 3.5 bathrooms, a 3-stall garage, covered deck, walk-in pantry, expansive primary suite. An easement provides convenient access across the bayou, while the deep, navigable river channel has incredible boating potential. Natural gas and high-speed internet are available, allowing you to enjoy modern conveniences without sacrificing privacy. Located in the Spring Lake School District and within 30 min of GR.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
Jeffers Elementary SchoolGrades PK-44.6 mi
7/10
9/10
Spring Lake High SchoolGrades 9-124.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: HardiPlank Type

Other

  • Builder name: Viking Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Wet Bar,Center Island,Eat-in Kitchen,Pantry
  • Window features: Low-Emissivity Windows,Screens,Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 3,691 sqft

Property

Details

  • Parcel number: 700435100002
  • Zoning description: RES

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: River,Other
  • Waterbody name: Grand River

Lot

  • Lot size: 19.10 Acres
  • Features: Recreational,Wooded,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 330 x 2371 x 390 x 2560

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,837$94,044
Home Insurance *$576$6,912
Property Taxes $1,330$15,960
Electricity $402$4,831
Total$10,145$121,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$347,828/yr
40% on housing$304,350/yr
45% on housing$270,533/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$420This listing

vs Other Active Listings

Avg $/sqft

ZIP 49404$177
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49404$191
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$1,550,000

New Construction

AgentMark M Brace
BrokerageBerkshire Hathaway HomeServices Michigan Real Estate (Main)

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