17478 63rd St NE, Otsego, MN, 55330
About This Home
This beautiful split entry home has an open concept design throughout the living room, dining room, and kitchen as well as a vaulted ceiling. The kitchen features sleek granite countertops, beautiful white cabinetry, a pull out trash cabinet and a center island with seating space for 3 or 4. The main level also includes 3 bedrooms. Owner's suite and 2 more. The finished lookout basement features a HUGE family room & fireplace along with 2 more bedrooms and a bathroom. This home is truly an incredible value and with plenty of spaces for every family member, there is something for everyone! Sod and irrigation included.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Construction materials: Concrete
Other
- Builder name: CAPSTONE HOMES INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
Basement
- Has basement: Yes
- Basement: Daylight,Finished,Sump Pump
Bedroom
- Level: Main
- Area: 156
- Dimensions: 12x13
Bedroom2
- Level: Main
- Area: 99
- Dimensions: 9x11
Bedroom3
- Level: Main
- Area: 100
- Dimensions: 10x10
Bedroom4
- Level: Basement
- Area: 120
- Dimensions: 10x12
Bedroom5
- Level: Basement
- Area: 143
- Dimensions: 11x13
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Dining Room
- Level: Main
- Area: 120
- Dimensions: 10x12
Family Room
- Level: Basement
- Area: 272
- Dimensions: 16x17
Features
- Number of fireplaces: 1
- Fireplace features: Electric,Family Room
- Fireplace: Yes
- Finished area below ground: 1,002
- Finished area above ground: 1,283
Flex Room
- Level: Basement
- Area: 132
- Dimensions: 12x11
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,285
- Total interior livable area: 2,285 sqft
Kitchen
- Level: Main
- Area: 96
- Dimensions: 8x12
Living Room
- Level: Main
- Area: 192
- Dimensions: 12x16
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 118395003150
- Zoning description: Residential-Single Family
- Foundation area: 1002
Features
- Levels: Multi/Split
Lot
- Lot size: 0.25 Acres
- Lot size dimensions: 94 x 130 x 69 x 129
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Wright County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,274 | $27,288 |
| Home Insurance * | $240 | $2,880 |
| Property Taxes | $356 | $4,272 |
| Electricity | $192 | $2,312 |
| Total | $3,062 | $36,744 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $449,900 |
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