638 N Myrtle St, Waukegan, IL, 60085
About This Home
Charming North-facing raised ranch, with character & endless potential! Move-in-ready home offers two bedroom two bath, a bright and inviting floor plan with spacious living areas, abundant natural light, and a fully finished basement providing additional recreation, or entertaining space. Recent improvements include fresh interior paint throughout the entire home, creating a clean, modern feel. Water heater replaced in 2026, furnace is approximately 6-7 years old, and the roof is approximately 10 years old, offering peace of mind for years to come. Outside, enjoy the privacy of a new fence installed in 2026, along with a welcoming front porch. Conveniently located near schools, parks, shopping, dining, and major roadways, this home is ready for its next owner- don't wait, schedule your private showing today!
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator,Washer,Dryer,Humidifier
- Laundry features: In Unit
Basement
- Has basement: Yes
- Basement: Finished,Daylight,Full
Bedroom2
- Features: Flooring (Wood Laminate),Window Treatments (Double Pane Windows)
- Level: Main
- Area: 90
- Dimensions: 10X9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Flooring (Ceramic Tile),Window Treatments (Double Pane Windows)
- Level: Main
- Dimensions: COMBO
Features
- 1st Floor Bedroom,1st Floor Full Bath,Built-in Features,Dining Combo
- Window features: Double Pane Windows
- Flooring: Laminate
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 937 sqft
Kitchen
- Features: Flooring (Ceramic Tile),Window Treatments (Double Pane Windows)
- Level: Main
- Area: 78
- Dimensions: 13X6
Laundry
- Features: Window Treatments (Double Pane Windows)
- Level: Basement
- Area: 81
- Dimensions: 9X9
Living Room
- Features: Flooring (Ceramic Tile),Window Treatments (Double Pane Windows)
- Level: Main
- Area: 169
- Dimensions: 13X13
Master Bedroom
- Features: Flooring (Wood Laminate),Window Treatments (Double Pane Windows)
- Level: Main
- Area: 110
- Dimensions: 11X10
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 08163310110000
- Special condition: None
- Other equipment: Ceiling Fan(s),Sump Pump
Features
- Stories: 1
- Fencing: Fenced
Lot
- Lot size: 6,250 sqft
- Lot size dimensions: 50x125
Parking
- Total spaces: 3
- Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Off Street,Driveway,Garage Faces Rear,Owned,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $395 | $4,740 |
| Electricity | $130 | $1,569 |
| Total | $1,718 | $20,616 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Contingent | $210,000 |
| 2026-07-31 | Listed for sale | $210,000 |
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