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42 N 3rd St, Easton, PA, 18042

--beds
--baths
4,189sqft
$617,000
$147price/sqft
$4,563/moest. monthly cost
$182,520/yrincome needed

About This Home

Exceptional mixed-use investment opportunity featuring a well-maintained three-unit residential/commercial building in a prime location on the desirable 100 block of North Third Street. The first floor is currently owner-occupied as a professional medical office and offers a welcoming reception and waiting area, nurse's station, private physician's office, four examination/operatories, a half bath, and central air conditioning. This flexible commercial space is ideal for medical, professional, or office use. The second-floor apartment features two spacious bedrooms, one full bath, a bright and comfortable living area, and a beautiful bay window overlooking historic North Third Street. The third-floor apartment offers one bedroom, one full bath, a living room, and an efficient, functional layout, making it an attractive rental unit. Adding to the property's value is a separate parcel located at 64 North Bank Street, which provides seven off-street parking spaces. An additional parking space is located alongside the main building, offering a total of eight off-street parking spaces - an exceptional amenity for this highly desirable downtown location. This is an outstanding opportunity for an owner-occupant or investor seeking a quality mixed-use property with income-producing residential units, professional commercial space, and abundant off-street parking in one of the city's most desirable business and residential districts.

Getting Around

94
WalkingWalker's Paradise
36
TransitSome Transit
77
BikeVery Bikeable

Schools

2/10
Paxinosa El SchoolGrades K-50.9 mi
4/10
4/10
Easton Area High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 4,189
  • Total interior livable area: 4,189 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,119$37,428
Home Insurance *$245$2,940
Property Taxes $740$8,880
Electricity $459$5,515
Total$4,563$54,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,445/yr
40% on housing$136,890/yr
45% on housing$121,680/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 18042$190
Northampton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 18042$196
Northampton County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$617,000

For Sale by Agent

AgentClay Mitman
BrokeragePaul Ford, REALTORSA®

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