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3626 Swans Landing Dr, Land O Lakes, FL, 34639

4beds
4baths
3,485sqft
$1,299,000
$373price/sqft
$9,658/moest. monthly cost
$386,320/yrincome needed

About This Home

Lakefront pool home on nearly one acre in the gated Swann Lake community, featuring a private dock on Lake Padgett. This move-in ready former model home offers approximately 3,485 square feet with 4 bedrooms, 3.5 baths, and a dedicated office, all positioned to take full advantage of expansive views across the 180-acre ski lake. Located within an exclusive enclave of just 55 homes, the property provides a rare combination of privacy, space, and direct lakefront living. Interior features include 12-foot ceilings, abundant natural light, and open living areas designed to capture the surrounding water views. The private office is equipped with wood flooring, built-ins, and direct access to the front patio, creating a functional and versatile workspace. The open-concept kitchen includes a large island with breakfast bar seating and connects seamlessly to the family room and dining area, supporting both everyday living and gatherings. The primary suite offers dual walk-in closets, direct access to the screened lanai, and an en-suite bath with dual vanities, a soaking tub, and a walk-in shower. A secondary suite with its own private bath and walk-in closet provides flexible living options. Outdoor living is enhanced by a screened lanai, private pool, and unobstructed lake views. The outdoor space also includes a built-in gas grill, ample seating area, and a convenient pool bath. A composite dock provides direct access to Lake Padgett for boating and other water activities. Architectural details and upgrades include two interior 8-foot doors, four exterior 8-foot doors, a two-panel sliding glass door, a three-panel sliding glass door, and a four-panel sliding glass door system that enhances natural light and indoor-outdoor flow. The front entry features a distinctive etched crane scene on the glass door, adding a unique design element. Additional features include a nearly one-acre lakefront lot, private dock, screened pool and lanai, whole-house generator, oversized 3-car garage with built-in storage, new pool pump, paver driveway and front porch, and its distinction as a former builder model home. Swann Lake community amenities include gated entry, a private boat ramp and dock for residents, tennis and pickleball courts, basketball court, playground, and optional storage for boats and recreational equipment. Conveniently located in Land O’ Lakes with access to major highways, shopping, dining, and schools. Opportunities like this—combining lakefront access, privacy, and a thoughtfully designed home—are limited. Schedule your private tour to experience the setting, space, and lifestyle this property provides.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
7/10
7/10
Sunlake High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Gas Dryer Hookup,Inside,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Features: No Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: No Closet
  • Level: First

Family Room

  • Features: Built-In Shelving,Ceiling Fan(s),Coat Closet
  • Level: First

Features

  • Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Coffered Ceiling(s),Crown Molding,Dry Bar,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Walk-In Closet(s)
  • Door features: French Doors,Outdoor Grill
  • Window features: Blinds,Window Treatments
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,104
  • Total interior livable area: 3,485 sqft

Kitchen

  • Features: Bar,Breakfast Bar,Kitchen Island,Storage Closet
  • Level: First

Laundry

  • Features: Other,No Closet
  • Level: First

Living Room

  • Features: Built-In Shelving
  • Level: First

Office

  • Features: Built-In Shelving,No Closet
  • Level: First

Primary Bathroom

  • Features: Dual Sinks,Garden Bath,Makeup/Vanity Space,Shower No Tub,Tub with Separate Shower Stall,Water Closet/Priv Toilet,Window/Skylight in Bath,No Closet
  • Level: First

Primary Bedroom

  • Features: Built-In Shelving,Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Visitor Bathroom,Accessible Central Living Area

Details

  • Parcel number: 2426180090000000110
  • Zoning: R2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Auto Cleaner,Gunite,In Ground,Lighting,Outside Bath Access,Screen Enclosure,Self Cleaning,Tile
  • Patio & porch: Covered,Deck,Enclosed,Front Porch,Patio,Porch,Rear Porch,Screened
  • Exterior features: Lighting,Outdoor Grill,Rain Gutters,Sidewalk
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Lake Privileges,Skiing Allowed
  • Waterbody name: LAKE PADGETT
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 0.71 Acres
  • Features: Corner Lot,Cul-De-Sac,In County,Landscaped,Level,Oversized Lot,Sloped

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener,Golf Cart Garage,Ground Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Lightning
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$821$9,852
Property Taxes $1,919$23,028
Electricity $350$4,208
Total$9,658$115,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$331,131/yr
40% on housing$289,740/yr
45% on housing$257,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 34639$192
Pasco County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 34639$212
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$1,299,000
2026-04-30Listing removed--
2026-03-08Listed for sale$1,465,000
2025-09-09Sold$1,100,000
1995-09-21Sold$375,000

For Sale by Agent

AgentRob Bermes
BrokerageEPIQUE REALTY, INC.

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