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1311 W Whiterock Rd, Brazil, IN, 47460

4beds
2baths
1,580sqft
$285,000
$180price/sqft
$1,977/moest. monthly cost
$79,080/yrincome needed

About This Home

This brand-new 2026 build gives you 1,580 sq ft of fresh, never-lived-in space designed for a full house and a full life. Attached 2-car garage price $315,000. Step into your Pinterest perfect kitchen, where you'll swear you're ready to whip up every recipe you've ever saved - until you catch a glimpse of that backyard view and forget what you were doing. Honestly, who wouldn't get distracted with an acre of land and a peaceful pond right outside the door? The back porch is made for sitting, sipping, and storytelling. The pond is made for fishing, unwinding, and bragging rights. And this home? It's made for you. With 4 bedrooms, 2 full baths, and over an acre, all that's left to do is pull up, unload, and start living. Brand new. Only yours. Move in. Home Warranty included.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
6/10
North Clay Middle SchoolGrades 6-81.9 mi
4/10
Northview High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space,Block
  • Construction materials: Vinyl Siding

Other

  • Builder name: Clear Creek Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modular,Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,ENERGY STAR Qualified Appliances,Disposal,MicroHood,Electric Oven,Refrigerator
  • Laundry features: In Unit,Connections All,Laundry Room,Main Level

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Bedroom3

  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Bedroom4

  • Level: Main
  • Area: 81
  • Dimensions: 9 x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Features

  • Attic Access,Double Vanity,High Ceilings,Kitchen Island,Entrance Foyer,Ceiling Fan(s),High Speed Internet,Eat-in Kitchen,Pantry,Smart Thermostat,Walk-In Closet(s)
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,580
  • Total interior livable area: 1,580 sqft

Kitchen

  • Level: Main
  • Area: 208
  • Dimensions: 13 x 16

Laundry

  • Level: Main
  • Area: 130
  • Dimensions: 13 x 10

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 17 x 13

Master Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 14 x 13

Property

Accessibility

  • Accessibility features: Hallway - 36 Inch Wide,Handicap Accessible Interior

Details

  • Parcel number: 110301400014000011
  • Special condition: Other
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck
  • Has view: Yes
  • View description: Pond
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 1.13 Acres
  • Features: Corner Lot,Mature Trees,Trees-Small (Under 20 Ft)

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$239$2,868
Property Taxes $113$1,356
Electricity $184$2,212
Total$1,977$23,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,782/yr
40% on housing$59,310/yr
45% on housing$52,720/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 47460$154
Clay County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 47460$170
Clay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$285,000

New Construction

AgentNicole Stanley
BrokerageRE/MAX Cornerstone

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