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2804 21st St, Kenosha, WI, 53144

3beds
2baths
1,527sqft
$424,900
$278price/sqft
$2,959/moest. monthly cost
$118,360/yrincome needed

About This Home

Wake up to pond views from your covered front porch. 2021-built ranch condo in Sun Pointe Village -- single-level living, zero exterior maintenance. Soaring vaulted ceilings, brand-new engineered hardwood flooring, stone gas fireplace with wood mantel, and a kitchen with white shaker cabinets, quartz counters, gas range, and large island. Primary suite features walk-in closet, double-sink vanity, and glass-enclosed herringbone tile shower with built-in bench. French door bedroom doubles as home office or guest room. Main-floor laundry room. 2-car attached garage. Full unfinished basement stubbed for bath. HOA covers lawn, snow, and trash. Clubhouse and fitness center on site. All appliances stay. Vacant -- flexible close.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
3/10
Bullen Middle SchoolGrades 6-83.4 mi
3/10
Bradford High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Construction materials: Stone

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Oven,Refrigerator,Disposal,Dishwasher,Microwave,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Sump Pump, Stubbed for Bathroom, Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,527 sqft

Property

Details

  • Parcel number: 0722224126306
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • On waterfront: Yes
  • Waterfront features: Pond

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Inland Flooding
Strong Wind
Heat Wave
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$138$1,656
Property Taxes $502$6,024
Electricity $171$2,054
Total$2,959$35,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,451/yr
40% on housing$88,770/yr
45% on housing$78,906/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 53144$256
Kenosha County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 53144$212
Kenosha County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$424,900

For Sale by Agent

AgentJovanni Anzaldi
BrokerageEXP Realty, LLC~MKE

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