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4 Nates Way, Pensacola, FL, 32526

5beds
4baths
2,450sqft
$498,750
$204price/sqft
$3,524/moest. monthly cost
$140,960/yrincome needed

About This Home

The Naples floor plan in Seminole Bend showcases exceptional craftsmanship, timeless design, and the added privacy of the only new community in the Pensacola area designed without back-to-back neighbors. This natural gas home welcomes you with a covered front porch before opening into an inviting interior featuring 9'4" ceilings throughout, upgraded lighting, and a spectacular great room highlighted by an impressive 11' ceiling. French doors lead to a spacious covered lanai, creating a seamless connection between the indoor and outdoor living spaces. At the heart of the home, the gourmet kitchen is beautifully appointed with quartz countertops, a tile backsplash, a large center island, stainless steel gas appliances including a wall oven and cooktop, and a generous walk-in pantry. The open design flows effortlessly into the main living areas, making everyday living both comfortable and functional. Privately situated, the deluxe primary suite features dual vanities, an oversized walk-in shower with tile surround and a glass enclosure, a spacious walk-in closet, and a conveniently located linen closet. A highly sought-after guest suite includes its own private ensuite bath and direct access to the covered lanai, creating a comfortable retreat for overnight guests or multigenerational living. Three additional secondary bedrooms provide generous space and share two full baths, one featuring a walk-in shower and the other a tub and shower combination. A convenient laundry room provides additional storage and leads directly to the spacious three-car garage. Outdoor living continues with a covered lanai overlooking the landscaped backyard, complete with an irrigation system. Exterior features include hurricane shutters and durable architectural shingles, while smart home technology includes a Ring Video Doorbell, Deako Smart Switches, a Smart Thermostat, and a Keyless Entry Smart Door Lock. A full builder warranty further enhances peace of mind. Schedule a tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
18
BikeSomewhat Bikeable

Schools

9/10
5/10
Beulah Middle SchoolGrades 6-81.4 mi
5/10

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Disposal,Microwave,Oven
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: First
  • Area: 156

Bedroom1

  • Level: First
  • Area: 132

Bedroom2

  • Level: First
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • High Ceilings

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,450
  • Total interior livable area: 2,450 sqft

Kitchen

  • Level: First
  • Area: 170

Master Bedroom

  • Level: First
  • Area: 221

Property

Details

  • Parcel number: 331n314102000000
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Lanai

Lot

  • Lot size: 10,885 sqft

Parking

  • Total spaces: 3
  • Parking features: 3 Car Garage,Front Entrance,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Cold Wave
Tornado
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,521$30,252
Home Insurance *$496$5,952
Property Taxes $261$3,132
Electricity $246$2,958
Total$3,524$42,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,822/yr
40% on housing$105,720/yr
45% on housing$93,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 32526$160
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32526$169
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$498,750

New Construction

AgentShunta Lee
BrokerageNew Home Star Florida LLC

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