See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

620 Memorial Ter, Atlanta, GA, 30316

2beds
1baths
930sqft
$439,000
$472price/sqft
$2,985/moest. monthly cost
$119,400/yrincome needed

About This Home

Nestled in the heart of Atlanta's highly sought-after Cabbagetown on Memorial Drive, this charming 2-bedroom, 1-bath cottage is bursting with opportunity. With soaring high ceilings that make the home feel surprisingly spacious, inviting front and back porches, and timeless character throughout, this is the perfect canvas for your vision. It wouldn't take much to restore this cozy cottage to its original glory and charm, making it an exceptional investment or dream home in one of Atlanta's most vibrant neighborhoods. Enjoy an unbeatable lifestyle just moments from the Atlanta Beltline, local restaurants, coffee shops, parks, and some of the city's coolest neighborhoods. Whether you're looking to lightly renovate, invest, or create your own urban retreat, this prime Cabbagetown location is one you won't want to miss. Call for your showing today!

Getting Around

93
WalkingWalker's Paradise
64
TransitGood Transit
79
BikeVery Bikeable

Schools

7/10
5/10
King Middle SchoolGrades 6-81.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Brick/Mortar,Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Oven
  • Laundry features: In Kitchen

Basement

  • Basement: None

Bedroom

  • Features: Master on Main, Roommate Floor Plan

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Open Concept

Features

  • High Ceilings 10 ft Main
  • Window features: None
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 930
  • Total interior livable area: 930 sqft

Kitchen

  • Features: Kitchen Island, Cabinets Other, Cabinets White

Master Bathroom

  • Features: Tub/Shower Combo

Master Bedroom

  • Features: Master on Main, Roommate Floor Plan
  • Level: Master on Main, Roommate Floor Plan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 14 002000100393
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Private Yard
  • Spa features: None
  • Fencing: Back Yard
  • Has view: Yes
  • View description: City,Park/Greenbelt,Neighborhood
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 2,962 sqft
  • Features: Private
  • Lot size dimensions: 0x0

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$222$2,664
Property Taxes $325$3,900
Electricity $219$2,637
Total$2,985$35,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,342/yr
40% on housing$89,550/yr
45% on housing$79,600/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$472This listing

vs Other Active Listings

Avg $/sqft

ZIP 30316$202
Fulton County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 30316$233
Fulton County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$439,000

For Sale by Agent

AgentJosh Hale
BrokerageVilla Homes Realty

Similar Homes