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2 Rose Rita Terrace #D, Hammonton, NJ, 08037

2beds
1baths
1,014sqft
$225,000
$222price/sqft
$1,771/moest. monthly cost
$70,840/yrincome needed

About This Home

First-Floor Living in Sought-After Hamilton Park - Good Condition!Rarely available first-floor unit in desirable Hamilton Park, Hamilton Township!This home has been well cared for and is in good overall condition - clean, bright, and ready to enjoy, while offering the next owner an easy opportunity to update finishes to their own taste.Inside you'll find a practical open layout, large living room flowing to dining area and private patio - perfect for relaxing and entertaining. The kitchen is functional and in good condition, with plenty of potential for light updates if desired. Spacious bedrooms, generous closets, and the ease of one-level living make this ideal for first-time buyers, downsizers, or anyone wanting convenience.Enjoy all that Hamilton Park living has to offer.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
Hammonton Middle SchoolGrades 6-80.2 mi
4/10
Hammonton High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1973

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,014
  • Total interior livable area: 1,014 sqft

Property

Details

  • Parcel number: 13023020000000010000C0002

Features

  • Stories: 2
  • Exterior features: Other

Lot

  • Lot size: 871.20 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Drought
Earthquake
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$93$1,116
Property Taxes $348$4,176
Electricity $193$2,318
Total$1,771$21,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,720/yr
40% on housing$53,130/yr
45% on housing$47,226/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 08037$186
Atlantic County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 08037$243
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$219,000
2026-08-05Price change$219,000
2026-07-31Listed for sale$225,000

For Sale by Agent

AgentIsaac Neiman
BrokerageCrossroads Realty Sapphire Group

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