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109 W Bell Ave, Mendenhall, MS, 39114

4beds
2baths
1,536sqft
$79,900
$52price/sqft
$719/moest. monthly cost
$28,760/yrincome needed

About This Home

IMPORTANT: This property will not qualify for traditional financing and must be purchased using a repair/construction loan or with cash. Located just minutes from the heart of Mendenhall, this 4-bedroom, 2-bath home offers a spacious open living area and endless potential for the right buyer. The generously sized kitchen features ample cabinet and countertop space, with the laundry area conveniently located nearby. The floor plan includes two bedrooms and a hall bath at the front of the home, while two additional bedrooms are situated at the rear with access to a second hall bath, providing a functional layout for a variety of living arrangements. Outside, you'll find a workshop with a one-car garage, adding valuable storage and workspace. Whether you're looking for your next renovation project or an investment opportunity, this property is full of possibilities. Don't miss your chance—contact your favorite agent today for more information!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
6/10
Mendenhall High SchoolGrades 7-120.6 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Conventional
  • Roof: Metal
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range
  • Laundry features: In Kitchen

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bookcases,Ceiling Fan(s)
  • Door features: Dead Bolt Lock(s)
  • Flooring: Linoleum,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Property

Details

  • Parcel number: 3042a000190000700700

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Private Yard,See Remarks

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Hurricane
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Simpson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$94$1,128
Property Taxes $29$348
Electricity $192$2,304
Total$719$8,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,651/yr
40% on housing$21,570/yr
45% on housing$19,173/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.6%
8.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 39114$107
Simpson County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 39114$112
Simpson County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$79,900

For Sale by Agent

AgentHartley Havard
BrokerageHavard Real Estate Group, LLC

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