1440 Julia Ln, Concord, CA, 94519
About This Home
Welcome home to 1440 Julia Ln, a turn-key modern townhome-style condo built in 2025 in Concord's sought-after Penny Lane community! Spanning ~2,469 sq ft across three light-filled levels, this rare end-unit features 4 bedrooms, a main-level den/flex room, 4 full baths, a private deck, high-end upgrades, and total living flexibility. PROPERTY HIGHLIGHTS: FLEXIBLE FLOOR PLAN: Includes a ground-floor bedroom suite with a full bath plus a dedicated main-level denideal for a home office, media room, guests, or multi-generational living. GOURMET KITCHEN: Open-concept layout featuring a massive island with breakfast bar, gas range, quartz countertops, tile backsplash, stainless steel appliances, and pantry storage. INDOOR/OUTDOOR LIVING: Seamless access from the main living area to a private covered deck, complemented by the added space and privacy of a desirable side lot. UPPER-LEVEL RETREAT: Primary suite offers custom Elfa walk-in closet systems, dual sinks, and a walk-in shower. Dedicated upper-level laundry room for ultimate convenience. ENERGY SMART: Equipped with seller-owned rooftop solar panels, high-efficiency central HVAC, tankless water heater, dual-pane windows, and an attached 2-car garage pre-wired for Level 2 EV charging. COMMUNITY & LOCATION: Low-maintenance living with a $283/mo HOA covering exterior siding, roof, and common area upkeep. Neighborhood amenities include a playground, pergola-covered picnic area, and BBQ grills. Direct gated pedestrian access to adjacent Concord Community Park and El Monte Elementary School. Convenient access to BART, I-680/CA-242, shopping, and dining.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Concrete,Slab
- Roof: Shingle
- Construction materials: Stucco,Wood
Type & Style
- Home type: Condo
- Architectural style: Other
- Property subType: Condominium
Interior
Appliances
- Laundry features: Sink,Electric Dryer Hookup,Gas Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Features: Other
Features
- Flooring: Luxury Vinyl Plank
- Common walls with other units/homes: End Unit
Heating & Cooling
- Heating features: Solar,Gas,Heat Pump,Zoned,Other
- Cooling features: Ceiling Fan(s),Central Air,Zoned,Other
Interior Area
- Total structure area: 0
- Total interior livable area: 2,469 sqft
Kitchen
- Features: Kitchen Island
Property
Details
- Attached to another structure: Yes
- Zoning: CMX
- Special condition: Offer As Is
Features
- Levels: Three Or More
- Stories: 3
Lot
- Lot size: 1,581 sqft
- Features: Other,Low Maintenance
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Contra Costa County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $169 | $2,028 |
| Property Taxes | $519 | $6,228 |
| Electricity | $529 | $6,353 |
| Total | $5,257 | $63,084 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $799,000 |
View on Zillow