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967 Spruce Flats Rd, Maggie Valley, NC, 28751

2beds
4baths
1,840sqft
$425,000
$231price/sqft
$2,613/moest. monthly cost
$104,520/yrincome needed

About This Home

Must See ! Investors please notice ! Log home with two outbuildings and a year-round view situated on 1.83 acres. Perfect vacation rental, Air BNB or an actual house. Situated between Maggie Valley and Cherokee, it’s only 5 minutes off Hwy 19 in Cranberry Falls. Enjoy easy access to the Blue Ridge Parkway, outdoor recreational activities. The main house is an open floor plan with vaulted ceiling, spacious great room, eat-in kitchen and full bathroom on the 1st Floor and a second level open loft bedroom with unfinished basement with bathroom. In the house boasts hickory floors and a newer woodstove. There is a large deck in back. In addition, there is a private detached guest house, with another additional full bath and a front porch. There is also a third, multi-use outbuilding with washer/dryer hookup, another small extra bathroom and storage. There is a newer metal roof on all structures, along with a newer well. All electrical and plumbing were redone outside. The property extends approxinmately 1 acre on the other side of the road. SOLD AS IS. INFO DEEMED RELIABLE. AGENTS AND BUYERS MUST VERIFY ALL INFO.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Scotts Creek ElementaryGrades PK-85.6 mi
6/10
Smoky Mountain HighGrades 9-129.7 mi
9/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Crawl Space
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Rustic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: Electric Dryer Hookup,Outside

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Bath/Stubbed,Unfinished,Other

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Total Primary Heated Living Area: 1600
  • Finished area below ground: 0
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,840 sqft

Kitchen

  • Level: Main

Other

  • Level: Upper

Property

Details

  • Parcel number: 7665285965
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 1.83 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$155$1,860
Property Taxes $109$1,308
Electricity $200$2,405
Total$2,613$31,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,588/yr
40% on housing$78,390/yr
45% on housing$69,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 28751$213
Jackson County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 28751$267
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$425,000

For Sale by Agent

AgentJay Bogdanovich
BrokerageMJB Real Estate

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