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4564 S 3rd St, Louisville, KY, 40214

4beds
3baths
2,116sqft
$300,000
$142price/sqft
$2,092/moest. monthly cost
$83,680/yrincome needed

About This Home

This beautiful Tudor-style home in the heart of Beechmont offers timeless character and incredible potential. Previously used as the parsonage for Cornerstone Baptist Church (previously known as Beechmont Baptist Church), the home has long been a place of hospitality and gathering. Inside you'll find original hardwood floors, detailed trimwork, and charming architectural elements throughout. The spacious layout features a large entry foyer with a grand staircase, living room flowing into a formal dining room, and a kitchen located just off the dining area. The home offers 4 bedrooms and 3 baths, including generously sized bedrooms on the second floor and an expansive third-floor bedroom with attached bath. Situated on a large lot with a screened-in porch, the property provides plenty of space to enjoy both indoors and out. Located just a block from the Woodlawn Ave with it's local coffee shops and restaurants, and minutes from I-264, Churchill Downs, and the airport. Being sold as-is and ready for its next chapter—perfect for an owner-occupant or investor looking to restore its beauty.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

2/10
Semple Elementary SchoolGrades K-50.8 mi
1/10
Iroquois High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Exterior Entry

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,116

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Third

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,116
  • Total interior livable area: 2,116 sqft

Laundry

  • Level: Basement

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 057F00120000

Features

  • Stories: 2
  • Patio & porch: Porch
  • Fencing: Chain Link

Lot

  • Lot size: 9,583 sqft
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Detached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$197$2,364
Property Taxes $212$2,544
Electricity $167$2,005
Total$2,092$25,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,725/yr
40% on housing$62,760/yr
45% on housing$55,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 40214$128
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40214$141
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$300,000
2026-08-09Listing removed$300,000
2026-05-01Price change$300,000
2026-04-15Listed for sale$325,000
2026-04-07Contingent$325,000
2026-03-13Listed for sale$325,000

For Sale by Agent

AgentElizabeth A Park
BrokerageWhite Picket Real Estate

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