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865 S B St APT G1, Oxnard, CA, 93030

1beds
1baths
710sqft
$345,900
$487price/sqft
$2,404/moest. monthly cost
$96,160/yrincome needed

About This Home

Charming condo located in the heart of Downtown Oxnard! Situated in a great location within the much sought after Casa Marina Village gated community. Welcome home to this one-bedroom, one-bathroom, ground-level home featuring 710 square feet of living space. The open floor plan features a cozy living room with wood-like laminated vinyl floors and a sliding glass door overlooking the patio and grounds. A light and bright kitchen with a breakfast counter overlooks the living area, creating a functional space for everyday living and entertaining. The spacious primary bedroom includes plush carpeting, a generous walk-in closet and a sliding glass door that brings in the morning sun and cool breeze. The oversized bathroom features an updated vanity, a tub, and ample storage space. A private patio overlooks the lush landscaping and offers a side-by-side laundry closet. Newer heating system was installed in 2022. Additionally, the community features gated access, a pool, a spa, and underground parking with one covered space. Comples is VA Approved & HOA includes water, sewer & trash, pool, spa & landscaping, building maintenance from room to ground, insurance is a walls-in plus betterments. This is truly a great opportunity to live in close proximity to shopping, dining, entertainment, schools, parks, public transportation, and Heritage Square.

Getting Around

92
WalkingWalker's Paradise
43
TransitSome Transit
59
BikeBikeable

Schools

3/10
5/10
Pacifica High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1992

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Laundry Closet,Outside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Open Floorplan,Walk-In Closet(s)
  • Flooring: Laminate,Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 710 sqft

Kitchen

  • Features: Laminate Counters

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 2020360495
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: Community,In Ground,Association
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Association,Community,In Ground

Lot

  • Lot size: 710 sqft

Parking

  • Total spaces: 1
  • Parking features: Covered
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,749$20,988
Home Insurance *$59$708
Property Taxes $198$2,376
Electricity $398$4,786
Total$2,404$28,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,422/yr
40% on housing$72,120/yr
45% on housing$64,106/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 93030$368
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93030$420
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$345,900

For Sale by Agent

AgentJackie Ovsepyan
BrokerageColdwell Banker Realty

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