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119 Ganega Trl, Vonore, TN, 37885

4beds
4baths
2,584sqft
$850,000
$329price/sqft
$5,385/moest. monthly cost
$215,400/yrincome needed

About This Home

TO BE BUILT - PERFECT LOT, PERFECT FLOORPLAN, PERFECT BUILDER. READY FOR GROUND BREAKING BY TRUSTED AND QUALITY-MINDED BUILDER, HILLTOP CONSTRUCTION LLC. Modern elegance meets effortless one-level living.. a stunning custom to be built new-construction home in Tellico Village's premier Kahite Subdivision. This four-bedroom, three -bath residence will be designed with custom features with choices available. Design is open-concept living spaces anchored by beautiful engineered hardwood floors connecting the chef's kitchen, dining area, and fireside family room, with natural light inducing wall of windows and a sliding door that opens to a screened porch overlooking breathtaking views in Kahite. The kitchen is built to built to perform, center island with premium finishes and complemented by a walk-in pantry and a separate butler's pantry for storage and entertaining functionality. The owner's suite is a true sanctuary, featuring custom tile work, an oversized glass shower with bench seating.. a spa-quality retreat you'll never want to leave. Two additional bedrooms, a private office, a dedicated laundry room, and a conveniently located half bath complete the main level, delivering a smart, single-level floor plan. Upstairs is a versatile bonus room or fourth bedroom complete with a full bath and a large walk-in closet for a perfect guest suite with storage space. An oversized three-car garage provides abundant room for vehicles, golf carts, storage, or workshop area. As a Tellico Village resident, you'll enjoy a resort-style lifestyle with access to Tellico Lake, multiple championship golf courses, a full-service marina, multiple dining venues, fitness and wellness centers, resort-style pools, pickleball and tennis courts, scenic walking trails, and a vibrant calendar of social clubs and community events.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
Vonore Elementary SchoolGrades PK-41.1 mi
7/10
Vonore Middle SchoolGrades 5-81.7 mi
5/10
Sequoyah High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space Sealed

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Pantry,Bonus Room
  • Window features: Windows - Vinyl,Insulated Windows,ENERGY STAR Qualified Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,584
  • Total interior livable area: 2,584 sqft

Property

Details

  • Parcel number: 038O A 063.00

Features

  • Exterior features: Prof Landscaped

Lot

  • Lot size: 0.34 Acres
  • Features: Near Golf Course
  • Lot size dimensions: 102.68 x 157.90

Parking

  • Total spaces: 3
  • Parking features: Attached,Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Strong Wind
Cold Wave
Earthquake
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance $602$7,224
Property Taxes $276$3,312
Electricity $209$2,519
Total$5,385$64,620

Income You'd Need if You Spent...

35% on housing$184,628/yr
40% on housing$161,550/yr
45% on housing$143,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 37885$271
Monroe County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 37885
Monroe County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$850,000

For Sale by Agent

AgentMitzi Horner
BrokerageRealty Executives Associates

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