




171 N Ferry Rd #J/g, Shelter Island, NY, 11964
About This Home
This Water View Designer-built contemporary home with separate water front lot on beautiful Chase Creek is conveniently located near Shelter Island Heights restaurants, marina, shops, tennis and ferry. Sited on an elevated parcel, and beautifully realized with open plan, vaulted ceilings, and clerestory windows that afford great sunset light, and serene water views. The welcoming waterside entry, from a wide covered wrap porch, opens to a foyer and hall leading to the lovely two story living room with fireplace, dining area, and open professional grade kitchen with Viking and Bosch appliances, prep sink, wet bar, fir counters, and big pantry closet. The home is accented with blonde maple wood, handcrafted finishes and is wired for sound and central vacuum. Also on this level are 2 lovely ensuite bedrooms, a cozy and inviting family-room with French doors, laundry area and spacious porch with mahogany deck, wainscoting, and fans for comfortable outdoor eating and dining. The second floor has a primary bedroom suite with private bath, office area with two separate desk spaces that overlook the living room below, a seating area, and a South facing balcony deck. The lower level provides garage space for two cars, spacious storage and a big, comfortable finished area with two rooms, a bath, wet bar, and washer dryer. With tiled floors, window walls and separate entrances, this area can be tailored to your desire as a guest suite with bedroom, bath and media room , playroom, music room, gym, library or office. Just minutes from Bridge Street and the Heights yet sited on a private road overlooking the Creek which is beautiful in all seasons. This is a very special, handsome one of a kind home.
Getting Around
Schools
Construction
Condition
- Year built: 2000
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air
Features
- Fireplace: Yes
Interior Area
- Total structure area: 3,000
- Total interior livable area: 3,000 sqft
Property
Features
- Stories: 2
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront
- Frontage type: Waterfront
Lot
- Lot size: 1 Acres
Parking
- Parking features: GarageAttached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,121 | $157,452 |
| Home Insurance * | $668 | $8,016 |
| Property Taxes | $3,503 | $42,036 |
| Electricity | $495 | $5,949 |
| Total | $17,787 | $213,444 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $2,595,000 |
For Sale by Agent
